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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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  • for
    Phil Scaglia
    Encompass
    N
    Nick A
    Overland Park, KS
    Posted on July 23rd, 2026 09:09 PM
    I'd highly recommend Phil to anyone I know . He was a great communicator throughout the entire process.
    Reply from Phil Scaglia
    July 29th, 2026 03:46 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
  • for
    Maggie Rivera
    Encompass
    L
    Lydia A B
    LEES SUMMIT, MO
    Posted on July 23rd, 2026 03:13 PM
    Second time doing business with Maggie. She's amazing and will support you every step of the way to get your dream home.
    Reply from Maggie Rivera
    July 28th, 2026 03:14 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
  • for
    Barry Allen
    Encompass
    E
    Eduardo J B
    BASEHOR, KS
    Posted on July 23rd, 2026 01:35 AM
    Was very professional
    Reply from Barry Allen
    July 28th, 2026 05:08 PM
    I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
  • for
    Overland Park
    google
    E
    Eduardo B
    Posted on July 23rd, 2026 12:00 AM
    Overland Park has received a review with 5 star rating from Eduardo B
    Reply from Owner
    August 28th, 2026 12:00 AM
    Thank you for your 5-star rating, Eduardo! We appreciate your trust in First State Bank Mortgage.
  • for
    Kim Schultz
    Encompass
    R
    Richard D C
    Raymore, MO
    Posted on July 22nd, 2026 06:43 PM
    The level of participation in helping getting closed. Couldn't have done it without Kim
    Reply from Kim Schultz
    July 22nd, 2026 06:48 PM
    Thanks Richard! It takes a village to get these loans to the finish line! Couldn't have done it without your help as well! Congratulations on your beautiful new home!
  • for
    Phil Scaglia
    Encompass
    D
    Deena A B
    Lenexa, KS
    Posted on July 22nd, 2026 03:40 PM
    Phil was so efficient and thorough! I appreciated his quick response to emails. He made this part of our real estate transaction run very smoothly! Thank you.
    Reply from Phil Scaglia
    July 27th, 2026 03:40 PM
    Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
  • for
    Barry Allen
    Encompass
    L
    Luz E M
    LENEXA, KS
    Posted on July 22nd, 2026 02:45 PM
    He answered all my questions. Called when he said he will call if he did not know the answer to my questions. Very pleasant and helpful at all times. i will give him a 10+
    Reply from Barry Allen
    July 22nd, 2026 03:24 PM
    Thank you for your kind words! We're delighted to hear that all of your questions were answered and that the follow-through and communication met your expectations. Providing reliable, helpful service is always our goal, and we're glad you...
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  • for
    Phil Scaglia
    Encompass
    A
    Andrew M B
    LAKE QUIVIRA, KS
    Posted on July 22nd, 2026 02:39 PM
    Really strong communication throughout the process. Phil was good at listening to my needs early in the process and giving me flexible options. Once we decided on our needs he was clear on the pros and cons of different structures and helped...
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    Reply from Phil Scaglia
    July 27th, 2026 02:40 PM
    I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
  • for
    Shad Lager
    Encompass
    S
    Susan L H
    SAINT CHARLES, MO
    Posted on July 22nd, 2026 02:21 PM
    Provided a good loan option during an uncertain economy.
    Reply from Shad Lager
    July 27th, 2026 02:21 PM
    Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
  • for
    Jenny Zillner
    Encompass
    E
    Erica B
    BASEHOR, KS
    Posted on July 22nd, 2026 02:03 PM
    Jenny has helped me with several loans and refinances and she makes each one so smoothe and simple!
    Reply from Jenny Zillner
    July 27th, 2026 02:04 PM
    Thank you for the positive review. If you need anything, please give me a call.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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