
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Jim Yarrington has received a review with 5 star rating from Cheng C
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate your review!
I bought houses in the past from Phil and what I like so much is that everything goes so smoothly and he never procrastinates.
I truly enjoyed working with phil and I would recommend him to anyone.
Todd was exceptional and helped alot.
Reply from Todd Hedger
December 30th, 2024 07:12 PM
I'm truly glad to hear that you had a positive experience, Daniel! Your feedback is greatly appreciated. It was my pleasure to assist you and I'm here if you need any further help. Thank you for giving a 5-star rating.
Great exper
Reply from Todd Hedger
December 30th, 2024 07:13 PM
I'm delighted to hear you had a great experience, Eucabeth! We aim for excellence and your 5-star rating confirms we're doing our job right. Thanks for taking the time to leave a review. I'm here for any future needs or questions you might...
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Jim was always so willing to help and explained things so well to make sure we always understoond
Reply from Jim Yarrington
January 4th, 2025 04:52 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Ron Ruzicka, he stands out in his position. He's and excellent communicator and far exceeds his industry standards.
Reply from Ron Ruzicka
December 30th, 2024 03:52 PM
Jeff,
Enjoy working with you and Stephen again. Please contact me anytime. I would appreciate you refer me to anyone that needs a mortgage. I can do loans in all 50 states. Happy New Year!!
I bought houses in the past from Phil and what I like so much is that everything goes so smoothly and he never procrastinates.
I truly enjoyed working with phil and I would recommend him to anyone.
Reply from Owner
October 3rd, 2025 12:00 AM
Lucy, we are glad to hear that you had another great experience with Phil! Thank you for sharing your review!
communication and explaining every detail to make sure I understand everything
Reply from Steve Carrico
January 3rd, 2025 05:58 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Phil has always been Great to work with, he is very efficient and very prompt and courteou.
Reply from Phil Scaglia
January 3rd, 2025 05:22 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Was made aware of everything that was going to happen in the process as well as having options given to us with what we were trying to accomplish
Reply from Rick Whisman
December 30th, 2024 09:50 PM
Mark, thanks so much for the feedback and your business! I appreciate your feedback about your experience.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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