First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Nathan was incredible from start to finish. Really clear communication and information keeping us informed at every step of the way. Really appreciated the help and support.
Reply from Nathan Grojean
January 17th, 2025 04:23 PM
Hi Gary, I'm thrilled to hear that you had a great experience with me. It was truly a pleasure to assist you, and I'm glad that my communication and information delivery made a positive impact. Your feedback is invaluable and will certainly...
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Chesterfield
Nathan was incredible from start to finish, great communication, help and support. Highly recommended
Reply from Owner
July 4th, 2025 12:00 AM
Gary, we are glad to hear that your lending experience went well. Thank you for choosing First State Bank Mortgage!
Nathan worked hard with his team to make our loan happen. He communicated constantly through the process.
Reply from Nathan Grojean
January 16th, 2025 05:48 PM
Billy, thanks so much for your positive feedback! I am glad to hear that you appreciated the constant communication. It was a pleasure to work on your loan and help make it happen. Remember, I'm here for any future banking needs you may have...
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Every question I had was answered in a timely manner. He always seemed like he was trying to help me instead of just trying to make a deal. Took time to educate me on the things I was unaware of and, made sure I understand fully everything...
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Reply from Gerry Phillips
January 16th, 2025 04:14 PM
Thanks, Gauge!
I am so happy for you in being able to keep your great grandmother's home in the family. You worked hard & followed the plan perfectly.
Nice job! I wish the best for you & your family always.
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Brad Is very efficient and professional. He really took the time to answer any questions and made the process very easy. Highly recommend him to everyone.
Reply from Brad Fink
January 21st, 2025 01:10 AM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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Lake of the Ozarks
Lake of the Ozarks has received a review with 5 star rating from Voidwaffle
Reply from Owner
October 7th, 2025 12:00 AM
Thank you for sharing your review with us!
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I am definitely going to go back to first bank if I need anything in the future.
Reply from Russ Bray
January 20th, 2025 02:59 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Working with Terry on our mortgage loan was an excellent experience! He found the best option for us, ensuring we could make a competitive offer on our new home. Terry made the loan conditions easy to understand, walking us through every detail...
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Reply from Owner
October 3rd, 2025 12:00 AM
Kathleen, thank you for sharing your experience! We are glad that the lending process went smoothly for you. Please let us know if we can assist you in the future!
Working with Terry on our mortgage loan was an excellent experience! He found the best option for us, ensuring we could make a competitive offer on our new home. Terry made the loan conditions easy to understand, walking us through every detail...
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Reply from The O'Neill Team
January 14th, 2025 05:33 PM
Thanks Kathleen O.! We loved working with you & Ian, and we're so happy for your new life together, and we'll definitely see you around the 'hood!
Very helpful and knowledgeable
Reply from Kelly Whitwood
January 14th, 2025 05:11 PM
Thank you Sam! It was great to work with you both and wish you all the best in your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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