
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Both Ron and Stephanie were very easy to work with yet they moved quickly for a quick closing
Reply from Ron Ruzicka
April 24th, 2025 10:30 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
She is super nice and responsible
Reply from Julie Sun
April 24th, 2025 09:34 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Overall transaction was smooth.
Reply from Don MacPherson
April 24th, 2025 05:21 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Tracy made the process simple and easy so it didn't consime didn't consume much of my time
Reply from Tracy Geer
April 24th, 2025 01:34 AM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Jim Yarrington has received a review with 5 star rating from Emily K
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate the review, Emily!
First State Bank of St. Charles has received a review with 5 star rating from Anne V
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for reviewing us!
Tracy was available, communicative, and accurate in her work. She took the time necessary to help us through a non-traditional refinance patiently and expertly. Thank you Tracy!
Reply from Tracy Geer
April 23rd, 2025 06:51 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Shad was patient, kind and understanding of all my questions along the way.
Reply from Shad Lager
April 23rd, 2025 05:29 PM
I really appreciate the feedback and look forward to working with you again.
Chesterfield has received a review with 5 star rating from Nettie C
Reply from Owner
July 4th, 2025 12:00 AM
Thank you for your review!
working with phil was easy - he was proactive, trustworthy, and savvy.
Reply from Phil Scaglia
April 22nd, 2025 10:57 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
2611–2620 of 12250
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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