
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Annette was so patient with me no matter how many times I contacted her. Other parts of my buying process ran into some snags & she remained helpful & patient. Thanks again for everything.
Reply from Annette Bealmear
May 7th, 2025 02:11 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Very thoughtful, communicated very well and kept us posted on all steps of the process. Really appreciate theur support.
Reply from Shad Lager
May 7th, 2025 01:43 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Promptness of replies to questions
Reply from Jenny Zillner
May 7th, 2025 02:23 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Working with Robert was an absolute pleasure! He had great communication throughout the process and was able to secure us exactly what we were looking for. It's good to know that we have Robert thinking of us when the right opportunity presents...
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Reply from Robert Hill
May 7th, 2025 01:24 AM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Chesterfield has received a review with 5 star rating from Matheus S
Reply from Owner
July 4th, 2025 12:00 AM
We appreciate your review!
We had an excellent experience working with Terry & Peter O'Neill,provided clear and quick communication everything went smoothly from start to finish highly recommended 😊
Reply from Owner
October 3rd, 2025 12:00 AM
We're glad you had an excellent experience, Nadia!
Phil Scaglia is an amazing senior loan officer. Words can not describe how happy my wife and I are that we chose to use Phil and FSM Mortgage. We will definetly recommend Phil to everyone we know.
Reply from Phil Scaglia
May 6th, 2025 03:38 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Worked tirelessly to help me get the best possible deals and help the deal get done.
Reply from Jim Yarrington
May 5th, 2025 03:34 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Mr O'Neill was thorough with his communication, and the process of documentation review via First State Bank's online process was on point and easy to access! Great experience all-together. Highly recommend!
Reply from Terry & Peter O'Neill
May 5th, 2025 03:19 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
The constant communicatio, always answered question, very pleasant to talk to.
Reply from Michelle Leesmann
April 30th, 2025 08:40 PM
Abby, we are so happy for your family on this purchase! I hope your little guy enjoys that tire swing for many years, congratulations and thank you for letting us be a part of this big step in your lives!
2551–2560 of 12250
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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