
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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He responds quickly to my questions and explain everything.
Reply from Don MacPherson
May 20th, 2025 02:25 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Having all my questions answered in a timely manner
Reply from Todd Hedger
May 20th, 2025 02:13 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
First State Bank of St. Charles has received a review with 5 star rating from Austin B
Reply from Owner
October 3rd, 2025 12:00 AM
Thanks for the review, Austin!
Steve was incredible. He guided us through the entire process. This is a huge life decision, and Steve surely made my husband I feel comfortable in our decision. I would recommend him to anyone!
Reply from Steve Carrico
May 18th, 2025 02:34 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
The expedited service provided to close on my house in such a short time is very appreciated and the overall experience is great
Reply from Kelly Whitwood
May 13th, 2025 04:36 PM
Thank you very much Justin! It was my pleasure to help you with your new home, and which you both all the best in Kansas City as you make new memories. Your service to our country is much appreciated!
TOOK THE TIME AND EFFORT NEEDED TO CLOSE THE REFINANCE LOAN
Reply from Chris Lee
May 18th, 2025 12:04 AM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
First State did an excellent job of getting our mortgage in place in a very timely manner. Took care of all the details for us. Great to work with. Highly recommend!
Reply from Owner
July 4th, 2024 12:00 AM
Thank you for taking the time to leave us a review. We are so glad that we were able to assist you, Rob!
Russ Bray on referral.
Reply from Russ Bray
May 17th, 2025 10:41 PM
I really appreciate the feedback and look forward to working with you again.
We appreciate Todd's professionalism, responsiveness, and patience with our many questions. He and his team made this a very smooth process. Thank you!
Reply from Todd Hedger
May 13th, 2025 12:42 PM
I'm thrilled to hear that you appreciated the professionalism and responsiveness throughout the process. It was a pleasure assisting you, and I'm glad we could make it a smooth experience. Thank you for your kind words!
She was great to work with. She explained everything and great at communicatin.
Reply from Annette Bealmear
May 17th, 2025 02:02 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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