First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chesterfield
Nathan, Carol and team was fantastic and easy to work with. They kept us well informed and there were no surprises. Extremely happy!
Reply from Owner
August 4th, 2025 12:00 AM
Thank you so much for your kind words, Ken! We're thrilled Nathan, Carol, and the team made the process smooth and stress-free. We appreciate your trust and are so happy you’re extremely satisfied!
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Chesterfield
Rick and the team communicated very well through the whole loan process and worked with and for us to adjust our loan to ensure we were able to make our home purchase. I would recommend anyone looking for a loan to contact them!
Reply from Owner
August 7th, 2025 12:00 AM
Thank you for the wonderful review, Jeremy! We’re thrilled Rick and the team provided clear communication and support throughout your loan process. We truly appreciate your recommendation!
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Chesterfield
Chesterfield has received a review with 4 star rating from John P
Reply from Owner
August 4th, 2025 12:00 AM
We appreciate the review, John!
Our last house purchase was 32 years ago so we needed a lot of education. Phil and his crew were very clear and helpful every step of the way. Our excellent realtor, Lauren Anderson, highly recommended Phil and we have now experienced why.
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Reply from Owner
October 3rd, 2025 12:00 AM
Thank you so much for the kind review! We’re glad Phil and the team could help make the process smooth and easy to understand. We’re grateful for Lauren’s recommendation and honored to have earned your trust!
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Scottsdale
Scottsdale has received a review with 5 star rating from John W
Reply from Owner
October 5th, 2025 12:00 AM
John, thanks for the excellent rating!
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This is the second mortgage we've used Todd Hedger for and he's been great both times. He took the time to find us the right mortgage given our situtation, communication has been great and the process very smooth.
Reply from Todd Hedger
July 7th, 2025 12:14 PM
I'm thrilled to hear that your mortgage experience with me was positive once again. It was a pleasure assisting you, and I'm glad I could help find the right mortgage for your situation. Thank you for your continued trust and for highlighting...
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Gerry was great to work with, answered all my concerns, we closed at target time, less than a month. He is very professional and listens to your concerns. I have work with him in the past and was pleased with the results, so I knew that is...
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Reply from Gerry Phillips
July 3rd, 2025 08:23 PM
You guys are always a delight to work with... we certainly appreciate you & I had fun visiting you all at Mary Ann's rental.
You guys found a super-cool home... I absolutely love that place. You guys did a great job all around!
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Todd was very helpful during the loan process. Filled me in on a lot of information that I wasn't aware of before and was always open to answering questions.
Reply from Todd Hedger
July 3rd, 2025 04:16 PM
I'm glad to hear that you found the loan process informative and that I could assist you by answering your questions. Thank you for your kind words and for choosing First State Mortgage!
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Competitive rate and great service
Reply from Chris Lee
July 8th, 2025 02:03 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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Chesterfield
Chesterfield has received a review with 5 star rating from Krishna G
Reply from Owner
July 14th, 2025 12:00 AM
Thank you for the positive rating, Krishna!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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