First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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very very good experience
Reply from Rick Whisman
July 21st, 2025 05:49 PM
Payal, I’m delighted to know you had a very positive experience. Your satisfaction is incredibly important to me, and I'm glad that I could meet your expectations at First State Bank of St. Charles. Thank you for sharing your feedback and for...
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Matt was amazing to work with! His extremely quick response time and ability to keep things running smooth on an ever changing transaction was invaluable! Never once felt like there was going to be surprises, as he was informative, professional,...
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Reply from Matt & Betsy Maassen
July 25th, 2025 10:37 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
for
Phil has definitely mastered his profession. I will use him again and certainly refer others to him .
Reply from Phil Scaglia
July 25th, 2025 04:21 AM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
I have worked with Chris Laughlin @ First State Bank Mortgage on the last three houses that I have bought and he has been excellent to work with on all three. He is very knowledgeable and thorough. He takes the time to explain everything associated...
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Reply from Owner
October 3rd, 2025 12:00 AM
Eric, thank you so much for your kind words and continued trust! It means a great deal to know you've chosen to work with Chris and our team at First State Bank Mortgage on multiple home purchases. We’re thrilled to hear that his knowledge,...
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Jim Yarrington has received a review with 5 star rating from Kurt P
Reply from Owner
October 3rd, 2025 12:00 AM
Kurt, thank you so much for the great rating!
for
Martin was great, answered all of our questions and made us feel comfortable with buying our first home 😁
Reply from Martin Still
July 21st, 2025 02:47 PM
thank you, Shane. Hope you are enjoying your new home!
Put up with all my questions & was very effiicient
Reply from Melissa Maxwell
July 23rd, 2025 12:21 AM
Thank you Grace! Wishing you and Doug the best in your new home!
theough the process the emails guiding us with direction or the teams availability to answer our questions helped us tremendously .
Reply from Jim Yarrington
July 24th, 2025 02:03 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
We have known Barry for 26 years now, and every time we need help from him (buying, refinancing), he has been a rock star! He communicates with us via phone, text, and email, so there is always a way to get in touch with him. I was a bit nervous...
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Reply from Owner
October 3rd, 2025 12:00 AM
Becky, thank you for the incredible review! We’re so glad Barry and the team could make the process smooth—even from across the country. Your trust and long-time partnership mean so much to us. We’ll be here when you’re ready for that refinance!...
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We hadn’t purchased a house in over 25 years, so we were a bit rusty on the available financing options. Phil Scaglia explored several possibilities with us and was instrumental in helping us secure the perfect property—one that had taken us...
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Reply from Owner
October 3rd, 2025 12:00 AM
Thank you for the wonderful review! We're so glad Phil and our team could guide you through the process and help you secure the perfect home. Your recommendation means a lot to us!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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