
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great communicatio!
Reply from Robert Hill
August 7th, 2025 11:38 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Easy and quick. Thank you
Reply from Phil Scaglia
August 7th, 2025 02:06 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Everupne was very profssional and responsive. Enjod working with Beau and Allie.
Reply from Beau House
August 7th, 2025 12:17 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
If you are looking for a mortgage, Jeff is the go-to guy. Always professional, and the loan costs are less expensive than anywhere else.
Reply from Owner
October 5th, 2025 12:00 AM
Thanks, Steve! We’re glad you had a great experience with Jeff, and we appreciate your recommendation!
Jenny was so helpful and quick to respond to all of my questions during this process! I would recommend her to anyone.
Reply from Jenny Zillner
August 6th, 2025 11:23 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Always there for me THANKS
Reply from Shad Lager
August 6th, 2025 11:04 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Responsiveness, knowledge, speed to close
Reply from Phil Scaglia
August 6th, 2025 06:30 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
This is my fourth time working with Phil, across three states, and I honestly wouldn’t want to work with anyone else. He’s incredibly knowledgeable, endlessly patient, and genuinely cares. It always feels like you’re in the best hands. Thank...
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Reply from Phil Scaglia
August 6th, 2025 03:42 PM
I really appreciate the feedback and look forward to working with you again.
Kind, respectful, and caring staff who were easily available, communicated well, and cheerfully answered all questions.
Reply from Kelly Whitwood
August 4th, 2025 02:54 PM
Thank you, Deb! Hope you guys enjoy your new home in Colorado. It was a pleasure to work with you and Ron again!
Matt was very responsive to questions I had and made the process easy for me which I really do appreciate.
Reply from Matt & Betsy Maassen
August 6th, 2025 03:05 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
2081–2090 of 12240
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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