First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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My husband and I absolutely loved working with Jim. He is very communicative, clear, and responsive. He helped us lock in a great rate for our new home. We would definitely recommend his services to anyone!
Reply from Owner
September 21st, 2025 06:52 PM
It was such a pleasure to work with the two of you and you move to Kansas City. I want to thank you for your kind words. Paragraph is also kind that you would consider referring us to your friends and family.Let’s stay in touch and enjoy the...
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Very responsive, professional and fast!
Reply from Steve Carrico
September 23rd, 2025 06:01 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Great instructor and learned a lot!
Reply from Owner
September 18th, 2025 09:31 PM
Mac, thank you. It was a great class today
Y
Great speaker! Enjoyed him a lot.
Reply from Owner
September 18th, 2025 09:32 PM
Jeremy, thanks for the kind words.
Y
Jim was a great instructor and was easy to follow.
Reply from Owner
September 18th, 2025 09:32 PM
Jamie:
Thanks for the kind words. It was a fun group to be teaching today!
Y
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Phil was thorough, communicative, proactive and had our best interests in mind through. He made what could have been a complex process smooth and seamless. Thanks, Phil!
Reply from Phil Scaglia
September 23rd, 2025 02:38 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Phil was thorough, communicative, proactive and had our best interests in mind through the whole process. He made what could have been a complex process smooth and seamless. Thanks, Phil!
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Kerry! We’re happy to hear Phil made the process seamless and kept your best interests in mind throughout.
This is Robert writing this:We had to jump through a lot of hoops just to borrow on our equity, even though we both have excellent credit ratings and have made all our payments on time.Had to look up lots of paperwork, then download it to the...
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Reply from Matt & Betsy Maassen
September 22nd, 2025 09:49 PM
It was great working with you to refinance your home loan. Thanks again for putting your trust in us.
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Mindy made the whole process from start to finish so seamless and her communication was fantastic.
Reply from Mindy Primm
September 17th, 2025 05:18 PM
Thank you so much Zack! It was my pleasure working with you and Tori to find the perfect home for you. Wishing you all the best!
Great teacher! Helped a lot to understand what we’re doing ! Sooo helpful! I appreciate him a lot !
Reply from Owner
September 18th, 2025 09:33 PM
Evelyn:
Thanks for the review. Yes, we lots of things to go over, but so glad you appreciated my curriculum.
Y
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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