First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Second time working with Brad and it was just as amazing as the first. He is always very responsive and up front with information and keeps us updated every step of the way. Highly recommend him for any and all financing needs!
Reply from Brad Fink
October 3rd, 2025 02:52 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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Ron made the loan process so easy! He helped us through every step, and was always available. Ron is very knowledgeable and professional. Our loan process could not have been easier!
Reply from Ron Ruzicka
September 28th, 2025 02:46 PM
Thanks for the kind words. Please contact me anytime if you have questions.
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First State Bank of St. Charles
First State Bank of St. Charles has received a review with 5 star rating from Keely M
Reply from Owner
October 3rd, 2025 12:00 AM
Keely, your 5 stars mean a lot to us—thank you!
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Mindy was very helpful from start to the end. She answered all my questions. I was very grateful for all her help.
Reply from Mindy Primm
September 29th, 2025 08:12 PM
It was my pleasure working with you. Thank you for the opportunity!
The customer service I got
Reply from Jim Yarrington
October 1st, 2025 07:35 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
From the application to closing Melissa made the buying process very easy. I'm a first time home buyer and She made sure I understood everything I was doing and answered all my questions. I will use Melissa again in the future and I would recommend...
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Reply from Melissa Maxwell
October 1st, 2025 06:24 PM
Thanks for the great feedback. I hope you enjoy your new home!
Friendly and
Reply from Gerry Phillips
September 26th, 2025 06:08 PM
Thanks for the review, Macy. I really enjoyed working with you & Russell. I'm bummed not to have been able to meet you face-to-face.... maybe some day!
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Efficient and smooth
Reply from Martin Still
October 1st, 2025 03:03 PM
I really appreciate the feedback and look forward to working with you again.
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Great experience. No issues.
Reply from Jeff Krueger
September 26th, 2025 05:44 PM
I am glad to hear that you had a great experience, Jeremy. and it was great to meet your family and little one. If you ever have any more questions or a mortgage need, feel free to get in touch. Thank you again and look forward to hearing about...
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Everyone we came in contact with were pleasant, efficient and professional. Especially Martin because of his processing it was possible for us to sign the documents while we were in town. That was extremely helpful because we live in Los Alamos,NM....
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Reply from Martin Still
September 26th, 2025 02:43 AM
Thank you, John. I appreciate the kind words. Thank you for the opportunity to help with your refinance.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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