First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Jeff's communication was prompt and thorough. He made sure we had everything necessary quickly and made the process painless!
Reply from Jeff Krueger
October 2nd, 2025 05:59 PM
I truly appreciate your kind words, Megan. I'm glad to hear my communication met your needs and that I could make the process smooth for you. If there's anything more I can assist with, feel free to reach out. Thank you!
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Robert is a consumate professional and proactive in his approach. I did my original loan with Robert and now my refinance. I wouldn't trust anyone else with my home loan needs.
Reply from Robert Hill
October 7th, 2025 02:21 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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Phil has always been quick to respond and was very helpful throughout the refi process. If I've ever had questions, he is prompt in his replies.
Reply from Phil Scaglia
October 7th, 2025 02:06 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
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Phil was extremely helpful in our pre-approval on a weekend, have excellent advice on loan options, and followed through with every question we had in a very timely and efficient manner. Highly recommend!!
Reply from Phil Scaglia
October 7th, 2025 02:26 AM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil was extremely helpful in our pre-approval on a weekend, have excellent advice on loan options, and followed through with every question we had in a very timely and efficient manner. Highly recommend!!
Reply from Owner
November 3rd, 2025 12:00 AM
Thank you, Amanda! We’re so glad Phil was able to provide you with excellent support and guidance throughout the loan process. We appreciate your recommendation!
Terry and his team have provided exceptional, customized advice, guidance, and financing for us over the years. Our family considers Terry and his entire team a trusted advisor and expert in the industry. We're honored to know them and will...
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Reply from Terry & Peter O'Neill
October 6th, 2025 02:23 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
A knowledgable, professional, caring team of people. Communication was excellent from start to finish. We were kept informed about everything. Closing was a breeze. We are very grateful for the services provided.
Reply from Kelly Whitwood
October 1st, 2025 03:55 PM
Thank you, Laurie. It was a joy to work with you and Mark. Wishing you all the best in your new home as you create many beautiful memories.
Terry and his team have provided exceptional, customized advice, guidance, and financing for us over the years. Our family considers Terry and his entire team a trusted advisor and expert in the industry. We're honored to know them and will...
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Reply from Owner
November 3rd, 2025 12:00 AM
Thank you so much, Dustin! We appreciate your trust and kind words about Terry and the team. We’re grateful to be your go-to lending partner and look forward to supporting your family for many years to come.
He gives great updates, very knowledgeable & Closed on time, was ready early actually.
Reply from Owner
September 30th, 2025 04:23 PM
Michelle, as always, it is a pleasure to work with you. Thank you so much for your great communication and organized files!
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Overall communication was fantastic
Reply from Matt & Betsy Maassen
October 5th, 2025 03:53 AM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
1791–1800 of 12235
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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