
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chris did an amazing job with my first mortgage experience. He was very patient and explained everything to ensure that I understood what I was getting into. He also did all this from a different continent! He made my move from Europe to the...
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Reply from Owner
October 3rd, 2023 12:00 AM
Sarah, thank you for recommending us in your review! We’re glad Chris made your experience with us a great one. Please let us know if we can be of service in the future.
Rick very patient and supportive in an ongoing way since it took us two years to get it sold. He always put my mind at ease with my unending questions. He is an outstanding representative of your firm and I would heartily refer anyone I know...
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Reply from Rick Whisman
October 20th, 2025 02:12 PM
Bill, I am so glad things finally came together for your family! Thanks so much for the feedback. Enjoy your home.
The customer service was excellent! We were under a deadline and Martin made it happen!
Reply from Martin Still
October 21st, 2025 04:16 PM
I'm glad to hear you were satisfied with the customer service and that I could help meet your deadline needs. Thank you for your kind words and for trusting me with your requirements at First State Bank of St. Charles.
I really appreciated working with Scott and Traci. I would call Scott every so often to get updates on the market and he was always so helpful. Traci was also great and quick with getting our questions answered and servicing us. We will use...
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Reply from Scott and Traci Turner
October 18th, 2025 04:11 PM
Thank you and a pleasure working with you both!
Phil was very helpful and knowledgeable about the whole process and made buying a house a walk in the park!
Reply from Phil Scaglia
October 23rd, 2025 02:28 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Ron was super helpful explaining the whole process to my wife and I, and was always available for a call or text whenever we had questions. He was also just so nice and patient with us as this was our fist time buying a home. Thanks Ron!
Reply from Ron Ruzicka
October 23rd, 2025 02:03 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Great service and personable. Knowledge base was appreciated!
Reply from Todd Hedger
October 18th, 2025 01:41 PM
I'm grateful for your kind words, James. It’s always rewarding to hear that my service met your expectations and that you found the information helpful. If you have any further questions or need assistance, I'm just a call away.
Process was super fast! Any Questions I had were answered within minutes and it was just pleasant to work with Steve!
Reply from Steve Carrico
October 23rd, 2025 08:28 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Jim Yarrington has received a review with 5 star rating from Rollin S
Reply from Owner
November 3rd, 2025 12:00 AM
Thank you, Rollin! We appreciate your 5-star review and are glad you had a great experience with us!
Ron was super helpful explaining the whole home buying and loan process to my wife and I, and was always available for a call or text whenever we had questions. We have been working with him for over a year, as we had a hard time getting a...
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Reply from Owner
November 7th, 2025 12:00 AM
Thank you, Joe! We’re so glad to hear Ron made your first homebuying experience such a positive one. His patience and dedication truly shine through—congratulations on your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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