First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Tracy's patience and pursuit.
Reply from Tracy Geer
November 17th, 2025 07:14 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
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it was very easy and phil was creative to find the best possible solution for us between buying & selling a house.
Reply from Phil Scaglia
November 17th, 2025 06:09 PM
We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
i have worked with Don on several loans and he always has the right approach to ensure I am saving money and making the best decision for my financial situation. I rate Don 10/10 and would recommend him to friends and family if they were in...
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Reply from Don MacPherson
November 17th, 2025 08:14 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Melissa came in and saved the day for us she was incredible, patient , kind and overall very knowledgeable . I could not recommend her high enough
Reply from Melissa Maxwell
November 15th, 2025 05:14 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
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I've worked with Rick for over 10 years and probably done 7 closing/refi's and always been smooth process.
Reply from Rick Whisman
November 11th, 2025 03:30 PM
Garrett, thanks so much for your continued support and input!
Jeff and Allie were always available when we needed them and made the entire process a lot easier than we thought it would be. Buying your first house can be an overwhelming experience but we felt very comfortable and confident working with...
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Reply from Jeff Fetterhoff
November 17th, 2025 05:54 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
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Chesterfield
Chesterfield has received a review with 5 star rating from Jake K
Reply from Owner
December 4th, 2025 12:00 AM
Thank you, Jake! We’re glad you had a great experience with us.
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nothing to add
Reply from Phil Scaglia
November 14th, 2025 06:41 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Russ was knowledgeable, straightforward, and willing to explain every step of the process.
Reply from Russ Bray
November 10th, 2025 05:06 PM
Thank you Hilarie! Enjoy the new home and it was great working with you!
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The best things about this experience were: excellent communication, ease of access, technology and kindness of staff
Reply from Phil Scaglia
November 14th, 2025 08:29 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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