
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Communication was great. Care about everything was great. Just easy peasy
Reply from Kelly Whitwood
December 5th, 2025 09:22 PM
Thank you Joan! It was a great pleasure to work with you again. Enjoy your new neighborhood and I will see you out and about!
Have a very Happy Holiday!
Phil was very thorough at every step, even when we hit the occasional speed-bump. He guided me calmly providing options and recommendations to close the deal. Couldn't have been more helpful.
Reply from Phil Scaglia
December 9th, 2025 06:51 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Rick Whisman has helped us through the process of financing two homes now. He has made the process a breeze. Always incredibly prompt and professional with communication. We couldn't have asked for better experience working with him. Will continue...
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Reply from Rick Whisman
December 4th, 2025 04:04 PM
Alysa, thanks so much for your feedback for your experience. Always a pleasure to be of service to you and Pete. Enjoy your lovely new home!
Chesterfield has received a review with 5 star rating from Alysa R
Reply from Owner
January 4th, 2026 12:00 AM
Thanks for the 5 stars, Alysa! We appreciate your trust in us.
Chris is always willing to sit down and talk things through. I greatly appreciate that as it was my first time buying a home. The attention to detail and knowledge Chris holds is unmatched! I will be working with him again!
Reply from Chris Lee
December 4th, 2025 03:19 AM
Thanks for the kind words Kaitlyn! I really appreciate it as its reviews like yours that make this job worth it! I wish you many awesome years in your house and will reach out when the rates go down enough so that you can take advantage of...
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We both appreciated Jeff for his patience and thoughtful guidance through the entire process.He made a stressful process almost effortless. It was a pleasant surprise . We will defineately suggest him as a referral for a great business experience...
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Reply from Jeff Krueger
December 3rd, 2025 03:55 PM
I'm glad to know that my patience and guidance made the process easier for both of you, Tim and Cathy. It's rewarding to hear that your experience felt seamless. I also appreciate your sense of humor throughout the process. Hope you guys will...
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Seamless and great to work with
Reply from Scott and Traci Turner
December 5th, 2025 04:06 PM
Thank you!! Enjoyed working with you!
Beau went above and beyond in making sure the entire loan process went smoothly. His communication was great and was always ready and willing to answer questions and help. I appreciate his hard work!
Reply from Beau House
December 8th, 2025 07:02 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Beau went above and beyond in making sure the entire loan process went smoothly. His communication was great and was always ready and willing to answer questions and help. I appreciate his hard work!
Reply from Owner
December 7th, 2025 12:00 AM
Thank you so much for your kind words, Mallory! We’re thrilled to hear Beau provided such excellent support throughout your loan process.
Daniel and I are so so grateful you guys were able to be the ones to help us out! Having great people guide you through the process is worth it's weight in gold, thanks guys!
Reply from Scott and Traci Turner
December 5th, 2025 04:07 PM
Thanks Bailey! so happy for you two!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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