First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Don and Toni made my first home buying process a smooth transition. Don was quite knowledgeable when I had questions and Toni was extremely thorough in communicating what was needed to keep things on the right track. Both of them were very...
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Reply from Don MacPherson
December 12th, 2025 03:14 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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Great communication throughout process
Reply from Chris Lee
December 7th, 2025 11:46 PM
Thanks for the nice words Dorothea! I will be in touch as soon as the market gives us the opportunity to save you more money.
Everything went smoothly.
Reply from Scott and Traci Turner
December 8th, 2025 07:08 PM
thank you! congrats on the new home!
Even with the market constantly changing, Scott and traci were patient and persistent with us on finding a perfect home for us. They were on top of communicating right away almost any time of day and even assisted us with some closing fees...
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Reply from Scott and Traci Turner
December 8th, 2025 07:09 PM
So nice to work with both of you!! Congrats on your new home!
Promptness and professionalism.
Reply from Doreen Hansen
December 11th, 2025 08:24 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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Chris Lee is a professional and excellent at waht he is doing , he made our experience to buy a house less stressful and he was extremely helpful, he was patience and accessible to answer question and text messages even if n the weekends ,...
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Reply from Chris Lee
December 7th, 2025 11:47 PM
Thanks for the nice words Fred! I hope you enjoy your house for many years to come and will be in touch as soon as the rates get better!
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Rick was great to work with, informative about different loan options and rates. Overall exce experience!
Reply from Rick Whisman
December 8th, 2025 03:54 PM
Chris, thanks so much for your follow up on your survey and opportunity to serve your financial needs!
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Chris was very knowledgeable and professional
Reply from Chris Lee
December 7th, 2025 11:47 PM
Thanks Renaldo!
Before the process started, I'd heard horror stories - lenders not doing their due diligence, lenders not communicating effectively, issues popping up at close. Fortunately, I was lucky enough to work with Scott and Traci! Scott and Traci were...
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Reply from Scott and Traci Turner
December 5th, 2025 04:06 PM
thank you for the awesome review! Congrats on your new home!
Communication was great. Care about everything was great. Just easy peasy
Reply from Kelly Whitwood
December 5th, 2025 09:22 PM
Thank you Joan! It was a great pleasure to work with you again. Enjoy your new neighborhood and I will see you out and about!
Have a very Happy Holiday!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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