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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • J
    John C W
    Overland Park, KS
    Posted on December 10th, 2025 05:32 PM
    Being in the mortgage business myself, I know how messy a complicated refinance can get. I handed Martin a tough file for my own personal refi, and he knocked it out of the park. It didn't feel like a transaction; it felt like I had a partner...
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    Reply from Martin Still
    December 10th, 2025 05:38 PM
    Thank you for the kind words, JJ. I appreciated the opportunity to assist and your trust in us getting it done. Look forward to staying in touch.
  • S
    Scott M S
    GRANDVIEW, MO
    Posted on December 10th, 2025 04:42 PM
    Phil was responsive, knowledgeable, and always willing to answer my questions.
    Reply from Phil Scaglia
    December 15th, 2025 04:42 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
  • M
    Michael J D
    CLINTON, MO
    Posted on December 10th, 2025 03:09 PM
    Chris , was the excellent professional , friendly and fun couldn't have been better
    Reply from Chris Laughlin
    December 10th, 2025 03:55 PM
    Thank you for the kind review Mike.
  • R
    Rukhsora R
    Overland Park, KS
    Posted on December 10th, 2025 02:02 AM
    Barry knows his job well. If you’re buying a house for the first time, you probably don’t know all the ins and outs—but if you work with Barry, you don’t have to. He guides you through the process, educates you, and provides the best options...
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    Reply from Barry Allen
    December 10th, 2025 02:53 PM
    Thank you so much for your kind words! I’m thrilled to hear that I could make the home-buying process smooth and help you find the perfect fit for your family. Guiding first-time buyers and making sure you feel confident every step of the way...
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  • R
    Rukhsora R
    Posted on December 10th, 2025 12:00 AM
    Barry is amazing! He knows ins and outs and his guidence is pricelss during this process!
    Reply from Owner
    October 3rd, 2025 12:00 AM
    Thank you for sharing your experience, Rukhsora! We appreciate your business!
  • M
    Mike D
    Posted on December 10th, 2025 12:00 AM
    I’ll use Chris every time and tell all my friends , huge knowledge
    Reply from Owner
    January 3rd, 2026 12:00 AM
    Mike, thank you so much for the great review! We truly appreciate your trust and confidence in Chris, and we’re grateful for your referrals. We look forward to helping you — and your friends — any time you need us!
  • T
    TheOregonbeachbum
    Posted on December 10th, 2025 12:00 AM
    Scott was very easy to work with and prompt with answering questions. Even though we were in Arizona and he was in Kansas, he didn't let the time difference interfere with conducting business with us. His cookie cups, as a thank you gift, were...
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    Reply from Owner
    January 3rd, 2026 12:00 AM
    Thank you so much for your kind words! We’re thrilled to hear that Scott made the process smooth and seamless, even across time zones. We appreciate the opportunity to work with you—and we’re glad you enjoyed the cookie cups!
  • J
    JJWilferth
    Posted on December 10th, 2025 12:00 AM
    Being in the mortgage business myself, I know how messy a complicated refinance can get. I handed Martin Still a tough file for my own personal refi, and he knocked it out of the park. It didn't feel like a transaction; it felt like I had a...
    read more
    Reply from Owner
    January 3rd, 2026 12:00 AM
    Thank you for the thoughtful review — it means even more coming from someone in the mortgage industry. We’re thrilled to hear that Martin and the team were able to navigate your complex refinance and deliver the experience you deserved. Your...
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  • G
    Gail B
    BALLWIN, MO
    Posted on December 9th, 2025 04:42 PM
    Despite the myriad frustrations and disappointments along the way (due to the overall situation we were dealing with, not the fault of First State Bank), Shad and his team were very supportive, responsive, and patient in getting me through...
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    Reply from Shad Lager
    December 15th, 2025 06:39 PM
    Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
  • S
    Skylar D
    LEAWOOD, KS
    Posted on December 9th, 2025 04:04 PM
    Doreen was an excellent communicator, offered great advice, and a personal touch. We had a great experience!
    Reply from Doreen Hansen
    December 15th, 2025 09:15 PM
    Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

    Time Zone

    Central Standard Time (CST)
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