First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Chris was very generous with his time and explained the process and calculations vey thoroughly. Importantly, he answered every question while never making me feel dumb.
Reply from Chris Laughlin
January 1st, 2026 03:10 AM
Kathleen: I enjoyed answering your questions and assisting you with the loan. Thank you for allowing our bank to take care of the mortgage for you. I hope you love your new home!
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Shad and Stephanie always had a great attitude about any questions we had. They took care to keep us informed on when and what was happenin. They made this process easy!
Reply from Shad Lager
January 5th, 2026 08:04 PM
I really appreciate the feedback and look forward to working with you again.
Steve was always available to answer my questions, followed up when necessary, and was always quick to respond and made the process really easy to navigate. 10/10 experience
Reply from Steve Carrico
January 5th, 2026 04:21 PM
I enjoyed working with you. Thanks for the great feedback.
Jim Yarrington has received a review with 5 star rating from Megan L
Reply from Owner
January 29th, 2026 12:00 AM
Thank you, Megan, for the 5 stars! We appreciate your trust and look forward to helping you again in the future.
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Chris is always very responsive and willing to take the time to explain all of the options available.
Reply from Chris Lee
January 2nd, 2026 11:34 PM
Thanks Patty! I appreciate the nice review!
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Chris Lee was knowledgeable prompt in responses ,clarified all our questions and doubts .Always available to listen and answer questions and small talks.He is perfect in what he does.Great Job.
Reply from Chris Lee
January 2nd, 2026 11:35 PM
Thanks Rajani an Anil. It was a pleasure working with the both of you!
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Chris and whole team made what was a very stressful time line very "relaxing" I could not be happier with all of this team and words can't express how awesome they made a stressful event of purchasing a home actually enjoyable .
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Reply from Chris Lee
January 2nd, 2026 11:36 PM
Thanks for the kind words! You were great to work which made my job way easier!
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Chesterfield
Chesterfield has received a review with 5 star rating from Mike D
Reply from Owner
February 4th, 2026 12:00 AM
We appreciate the 5-star review, Mike! Thank you for choosing our team—it means a lot to us.
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Chesterfield
Chris Lee at First State Bank will work hard to ensure you get the best rates possible with the best programs available.
Reply from Owner
January 17th, 2026 12:00 AM
Thank you, Mike! We’re glad to hear Chris worked hard to find the best rates and programs for you. We appreciate your trust in First State Bank Mortgage.
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It was greay great working with Tracey and her team again.
Reply from Tracy Geer
January 5th, 2026 03:33 PM
Thanks for the great feedback. I hope you enjoy your new home!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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