Embrace Home Loans, Inc., Middletown, RI
Middletown, RI
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Embrace Home Loans - Martinsburg, WV
Embrace Home Loans - Martinsburg, WV has received a review with 5 star rating from LAHG G
Kirk is always willing to give advice and help as needed. He also is very patient and explains the process thoroughly.
Reply from Kirk Hutchings
August 30th, 2025 02:12 PM
Laura, thank you for your feedback. I'm glad to hear that my approach resonated with you, particularly the advice and thorough explanations during the process. Patience and clarity are essential in my work, and it's rewarding to know they contributed...
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Shawn Barsness has received a review with 5 star rating from Rahel M
Reply from Owner
February 15th, 2026 12:51 PM
Thank you so much for the five-star review! We truly appreciate your trust in our team and the opportunity to help with such an important milestone.
Wishing you many happy years ahead!
Victoria was extremely responsive throughout the process and I always understood the lender's expectations. This is the first time I have had the loan process wrapped up several days before closing.
Reply from Victoria Kiser
August 30th, 2025 01:00 PM
Nicholas, thank you for sharing your experience! I'm glad to hear that I could provide clarity and promptness in the loan process. Making sure everything was well-managed ahead of closing is exactly what I strive to achieve for my clients....
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Mike was knowledgeable, responsive, and was easy to work with. We highly recommend working with Mike.
Reply from Michael Giardina
August 30th, 2025 12:37 PM
I'm grateful for your kind words, Robert. It's wonderful to hear that you found me knowledgeable and responsive throughout the process, and I appreciate your high recommendation. Working with you was a pleasure, and I'm here if you need anything...
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Kirk is Who everyone should be regardless of thier occupation. His skills communication skills are elite level. Thank you for having him on your team!!
Reply from Kirk Hutchings
August 30th, 2025 12:35 PM
John, thank you for your kind words. I'm so glad to hear that my communication skills made a positive impact on your experience. I strive to maintain a high standard in my work, and it's wonderful to know it's appreciated. Should you have any...
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Embrace Home Loans - Melville, NY
Cara is outstanding! She made the mortgage process seamless and stress-free for my clients, guiding them with professionalism and care every step of the way. Her clear communication, expertise, and dedication truly set her apart. My buyers...
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Cara is outstanding! She made the mortgage process seamless and stress-free for my clients, guiding them with professionalism and care every step of the way. Her clear communication, expertise, and dedication truly set her apart. My buyers...
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Gregory Fazio
Excellent experience - working with Greg was great.. clear communication, timely updates, and very supportive throughout the process. Everything went smoothly from start to finish.
Reply from Gregory Fazio
August 30th, 2025 12:02 PM
I'm delighted to hear that you had such a positive experience, Allison. Providing clear communication and timely updates is something I prioritize, so I'm glad to know it made a difference for you. It was a pleasure supporting you through the...
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Matt was there every step of the way. Helpful, reassuring and trustworthy. He explained things to me as a first time home buyer in a way to help me understand without making me feel silly or small for not knowing. He'd step away from events...
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Reply from Matthew Packard
August 30th, 2025 02:50 AM
Jenna, I truly appreciate your kind words and the trust you placed in me as you navigated buying your first home. It's important to me that you felt supported and understood throughout the process. I'm glad I could help clarify things and be...
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About
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
1983
Time Zone
Eastern Standard Time (EST)
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.