

Central Trust Bank - Main, Jefferson City, MO
Meet Your Goals with the Right Mortgage Loan
Jefferson City, MO

Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
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Business Hours
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closed
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closed
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Reviews from Web
Very personable, responsive, the best in the business.
Ellen was great and timely in getting us what we needed!
Reply from Ellen Nichols
February 24th, 2026 08:01 PM
Anna, your feedback means a lot, and I'm grateful for the opportunity to assist you. It is a pleasure to be your family's home loan lender. Thank you!
Stephanie walked us through the whole process and made getting our loan an enjoyable experience. Stephanie went above and beyond to meet our specific needs and preferences throughout the process. She made our experience stress free and was...
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Reply from Stephanie Saulbeamer
March 23rd, 2026 12:49 PM
Larry, it's great to know that I was able to assist you through the HELOC reapplication process. I strive to keep communication clear and timelines transparent, so I'm glad that was your experience. Thank you for your feedback and for entrusting...
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Chris was very accessibl!
Mike and his team were quick to return calls or respond by email. All needs of our loan committment and HELOC were met that were discussed on initial meeting. Mike was always professional and very courteous. Thank you to his team.
Reply from Kammerzell Mortgage Team
June 19th, 2026 06:16 PM
Hello Claudia - Happy June! I see progress in your new project! We hope you are having a great summer and are looking forward to assisting you with step 2 of your goal. Enjoy your 4th celebration! Thank you for allowing us to assist you. Mike...
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Thank you so much for helping speed up the HELOC process, so we could close on our home!
Reply from Marianne Elep Turner
February 23rd, 2026 07:32 PM
It was a pleasure working with you folks! I'm glad I was able to get your HELOC processed in a timely manner. Congratulations on your new home Purchase!
Responsiveness, Consultative/Not just compliance.
Denzel was able to answer every question we had throughout the home buying process, and always got back to us with any information needed in a timely manner. He was very friendly right from the start and helped us make informed decisions about...
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The online signatures worked great. Only problem was with the few that required paper copies. The VA documents.
TJ was very helpful and didn't make me feel uncomfortable with my questions. I am old school when it pertains to contracts and paperwork. Doing everything electronically, was not as hard as I thought it would be.
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About
Home loans and mortgage services with a more personal touch!
We review your unique financial situation and goals to get you prequalified and ready for the home search.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Central Standard Time (CST)
Disclaimer
The Central Trust Bank NMLS ID # 407985