

Luminate Bank, Minneapolis, MN
Minneapolis, MN

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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My buyer chose another lender (against my advice) and had a very bad experience and could not close. We got an extension and he started working with Nicole Robles with Luminate Bank. He was extremely pleased at how smooth the processed work...
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Reply from Owner
November 18th, 2025 12:00 AM
Stories like this are what we love to hear about the most - thank you so much, David! We're glad Nicole could help get things closed so quickly for you :)
Micheal and Theresa take the extra time to answer questions and truly connect with their clients. Working with them are by far the most pleasant and comfortable experience you will ever have financing a home.
Reply from Owner
October 26th, 2025 03:47 PM
Kyle — thank you so much for taking the time to share this! We truly appreciate your trust and kind words. It means a lot to know that our approach made the process both comfortable and enjoyable. Theresa and I believe that connection and clarity...
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Micheal and Theresa take the extra time to answer questions and truly connect with their clients. Working with them are by far the most pleasant and comfortable experience you will ever have financing a home.
Reply from The Michael Creed Team
November 24th, 2025 01:53 AM
It's great to hear that Theresa & I made your experience with Luminate Bank so pleasant and comfortable. Taking the time to connect with our clients and answer their questions is central to how we aim to operate. Thank you for sharing your...
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Timely communication. Alex goes above and beyond. Very knowledgable!! And a good human and role model.
Communication, working together to get our dream home.
Scott is very informative and always a pleasure to work with. He's a great asset to all buyers. I refer to him and has handled them all with great care. Definitely one of the best lenders out there.
Smooth process and able to upload and quickly sign & submit documents.
Steven Birk exceeded my expectations! He was extremely efficient with his time, making the entire process smooth and straightforward. What impressed me with his professionalism and friendly demeanor, he's a straight shooter who solves problems...
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Reply from Steven Birk
June 12th, 2026 04:21 PM
Stephen, I truly appreciate your kind words. I'm glad to hear that you found the process smooth and straightforward. It’s important to me to address any issues directly and maintain a professional yet friendly approach. If there's anything...
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Luminate Bank has received a review with 5 star rating from REESE N
Reply from Owner
November 18th, 2025 12:00 AM
Thank you, Reese!
Communication was consistent. He made the process smooth. Did a great job on educating and providing detailed information so that we could make informed decisions .
Reply from Ron Briscoe
September 21st, 2026 02:06 PM
Thank you so much! It was definitely my pleasure to assist you both.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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