

Luminate Bank, Minneapolis, MN
Minneapolis, MN

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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It is always a pleasure to work with Sandy on a transaction. She is available for questions, easily resolves them and reassures any buyer(s) who might have concerns. I highly recommend Sandy to anyone looking for a capable and caring loan officer....
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Reply from Sandy Vick
August 31st, 2026 02:50 PM
Thank you, Penny!! Appreciate you and hope you enjoyed your trip!!
Jay is evry attentive, understanding, knowlegable, patience,and down to earth.
Reply from Jay Cunningham
August 31st, 2026 02:13 PM
Thx Lee
J
Randy was very helpful and terse about all the financial aspects. We never felt like was trying to gloss over things or sneak information by us. He was always available and answered our communications very quickly.
Jay had amazing follow up and provided great financial information regarding how to structure my client's loan. I would absolutley recommend him to new Buyers, family, and friends!
Carol Fritz is the best of the best!!
Jason Marsh is the best Loan Officer ever. He made the process easy.
Reply from Jason Marsh
August 31st, 2026 02:10 PM
Thank you sir! It was great working with you guys too! Hopefully we can squeeze in a refi soon!
Excellent communication
Kept me up to date and closed us early!
Reply from Chris Fewell
June 9th, 2026 04:23 PM
Kelly, I'm grateful for your kind words. I'm pleased to hear that you appreciated staying updated and that we were able to close early for you! If you need anything else, feel free to reach out.
Great education and breaking down all the parts in an easily understandable way.
Reply from Leo Anzoleaga
June 10th, 2026 09:24 AM
I'm pleased to hear that you found the education and explanations helpful, Rachael. It's important to me that all the parts are clear and easy to understand, and I'm grateful for your positive feedback. If you have any more questions, feel...
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It was a good experience working with Matt and his team. I would recommend them
Reply from Matt Powell
July 13th, 2026 01:31 PM
I'm glad to hear you had a good experience working with me and my team, Brian. Thank you for your recommendation; it means a lot.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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