

Matt Powell
Sr. Mortgage Banker | NMLS# 517124

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Answered and returned, phone calls in a timely manner. Was very helpful walking me through the process.
Reply from Matt Powell
September 4th, 2026 02:53 PM
Thank you, Sherry. I'm glad I could assist you and keep the process running smoothly. If you have any more questions in the future, feel free to reach out.
Another smooth, succesful closing with the Powell Team at Luminate Bank! It's so nice to work along like-minded professionals who have the clients' best interests in mind. I appreciate you guys!
Reply from Matt Powell
August 20th, 2026 03:06 PM
Erika, I'm glad to hear that your closing went smoothly with our team. It's always great to work with professionals like you who prioritize clients' best interests. Thank you for your kind words!
Initail advice was fine then when the paperwork started it went downhill we corrected errors in almost every document we received . Matt insulted my wife by talking down to her like ahe she was incapable of understanding the loan he "apologized"...
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really enjoyed working with Matt. He is very knowledgeable and he is very patient. I plan to work with him in the future.
Reply from Matt Powell
July 13th, 2026 01:32 PM
I'm glad to hear that you enjoyed working with me, Tamara. Your kind words about my knowledge and patience mean a lot. I look forward to collaborating with you again in the future.
Matt Powell and his team, where always professional, and diligencent. Responded to all our request, concerns and questions. Very pleased with their service and suppor. Thanks Matt. We will use your service again if we needed.
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Reply from Matt Powell
July 13th, 2026 01:32 PM
I'm grateful for your kind words, Ninette. It's great to know that you found our team professional and diligent in addressing your requests and concerns. I'm pleased to hear you're satisfied with our service and support, and I look forward...
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It was a good experience working with Matt and his team. I would recommend them
Reply from Matt Powell
July 13th, 2026 01:31 PM
I'm glad to hear you had a good experience working with me and my team, Brian. Thank you for your recommendation; it means a lot.
Super responsive, easy to work with, on top of everything throughout the entire process! Could not have asked for a better lender to be working with, best experience I've ever had by far working through a home purchase. Would highy recommend...
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Reply from Matt Powell
June 3rd, 2026 07:21 PM
I'm glad to hear that you had such a positive experience, Julie. It's wonderful to know that our responsiveness and teamwork made your home purchase smooth. Thank you for your kind recommendation, and I'm here if you need anything in the future....
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As first time homebuyers, Matt and his team helped us close on our first time with no flaws, setbacks, or issues. They were very efficient and had great communication.
Matt and his team are very helpful and made our first time home buying experience a breeze. He and his team are amazing at what they do.
Reply from Matt Powell
April 27th, 2026 02:24 PM
I'm glad to hear that your first home buying experience felt like a breeze, Dani. It's great to know that you found our help valuable and appreciated our work. Thank you for your kind words, and I'm here if you need anything in the future.
Communication from Matt and his team and how they explained every step needed along the way politely and very patient.
Reply from Matt Powell
April 27th, 2026 02:25 PM
Holden, I appreciate your kind feedback. I'm glad to hear that you found our communication helpful and that we could explain each step patiently. If you have any further questions or need assistance, please feel free to reach out.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending, Purchase and Refinance of Residential, Multi-Family and Commercial properties
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 517124
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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