Luminate Bank, Minneapolis, MN
Minneapolis, MN
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Dave is very knowledgeable and has impeccable service he does a fantastic job helping my clients. I highly recommend Dave Usiak!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Kindi, so appreciate your kind words. it's rewarding to know that my knowledge and service have been beneficial for your clients. Your recommendation means a lot to me, and I look forward to continuing to support you and your clients in the...
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We never felt left in the dark during any part of the process. The weekly check ins helped us feel very supported, even if we didn't have any questions or concerns at the time. The knowledge they provided, made us feel so much more confident...
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We never felt left in the dark during any part of the process. The weekly check ins helped us feel very supported, even if we didn't have any questions or concerns at the time. The whole team did an amazing job to help us purchase the home...
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Merica is always great to work with. She listens to what we need and strives to do her best to make it happen. I can't imagine working with anyone better.
Reply from Merica Street
July 20th, 2026 08:55 PM
We have worked together many, many years :) apprecaite your loyalty!
David is one of the best mortgage professionals that I have worked with. When he says a deal is a go, it is a go. No delays, no last minute excuses. An open, clear line of communication. And the best, is my clients feeling so well taken care...
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Reply from Owner
July 7th, 2026 10:23 PM
Thank you, Barbra-renee, for your thoughtful review. I'm pleased to hear that you and your clients feel well taken care of throughout the mortgage process with me at Luminate Bank. Open communication and reliability are key priorities for me,...
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As a realtor, and having worked with David for years, I trust when he says it's a go, that it is a go. No unhappy news a day before closing, no last minute delays. David, you have made my profession so much easier. And best of all, you comunicate....
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Reply from David McLaughlin
July 9th, 2026 03:58 PM
Thank you so much for your kind words, Barbra-Renee. I'm pleased to know that my communication and reliability have positively impacted your work as a realtor. It's great to hear that your clients feel safe and well taken care of, which is...
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Bryce was a great representative for his client and very responsive. 10/10 would work with again.
lending situation was unique and we weren't sure how to go about it. Dave was referred to us by our builder and he lived up to everything we were told. His advice along the way made the process less stressful for Laura and me. will definitely...
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Reply from Dave Petroske
July 1st, 2026 01:29 AM
Thanks so much for the review Mark...very happy to have helped you and Laura finance the nice remodel project you did....It came out great! Really enjoyed the opportunity to work with you! Dave
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Communications
Reply from Sandy Vick
August 31st, 2026 02:50 PM
Thanks, CJ. :)
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Dave and his team did an awesome job guiding me through the purchase process.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Rick, it is rewarding to hear that you felt well-guided through the purchase process. My team and I strive to make each step as smooth as possible for our clients. Thank you for your kind words! You know I always enjoy helping your Friends,...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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