Cole Holmes
VP, Texas Region Sales
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
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Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Great experience working with Cole and Karen. They were very thorough and professional throughout the process. They really saved the day!!
Reply from Cole Holmes
June 21st, 2025 04:22 PM
I'm thrilled to hear that you had a great experience working with Karen and me. It was our pleasure to assist you, and we're glad we could make a positive impact. Thank you for your kind words!
Thank you all for the help with buying my
Reply from Cole Holmes
June 14th, 2025 03:09 PM
I'm glad to have been able to assist you with your home-buying process. If you have any more questions or need further assistance, please feel free to reach out.
Extremely happy. I will say one of the quickest service provided during the purchase of my home. I will always recommend you to anyone who needs it.
Thank you so much Cole and Karen for making this home purchase go so smooth.
Reply from Cole Holmes
May 30th, 2025 07:14 PM
I'm thrilled to hear that you were extremely happy with the service during your home purchase. It was a pleasure assisting you, and I appreciate your recommendation. Thank you for recognizing both Karen and me in your feedback.
Cole and the Waterstone team are the best! The simplicity, patience and guidance are always spot on! Thank you!
Reply from Cole Holmes
May 29th, 2025 02:53 PM
I'm thrilled to hear that you had such a positive experience with our team at Waterstone Mortgage. It was a pleasure guiding you through the process. Thank you for your kind words!
We had a great experience with Cole for our house purchase! He and his team did a great job throughout the process. Very responsive and good at communication. Would be happy to use their services again in future
Reply from Owner
July 20th, 2025 12:00 AM
Thank you so much, Arpit, I truly appreciate you both!
Communication was wonderful. The emails with the video explanations were fantastic and extremely helpful . Loved working with Cole and his team.
Reply from Owner
July 20th, 2025 12:00 AM
Thank you, Bettina, I'll keep the videos coming! :)
We have worked with Cole and the Waterstone Team previously. When we needed to revisit it was without a doubt our go to team! Cole and his team are amazing!
Reply from Cole Holmes
May 23rd, 2025 03:42 PM
I'm thrilled to hear that you had such a positive experience with us again at Waterstone Mortgage. It was a pleasure working with you, and I appreciate your kind words about our team. Thank you for your trust and support!
Communication was wonderful. The emails with the video explanations were fantastic and extremely helpful . Loved working with Cole and his team.
Reply from Cole Holmes
May 23rd, 2025 03:21 PM
I'm thrilled to hear that you found the communication and video explanations helpful. It was a pleasure working with you, and I'm glad our team could provide the support you needed. Thank you for your kind words and for choosing Waterstone...
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Everything happened as it should, and everyone was very responsive. A couple of points of (minor) irritation: 1. We have bought several houses over the years. But I have never seen so much documentation required. Could be Texas Law. 2. Between...
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Reply from Cole Holmes
May 17th, 2025 03:21 PM
I'm glad to hear that everything proceeded smoothly and that our team was responsive. I understand that the volume of documentation can be overwhelming, and it's often influenced by state regulations like those in Texas. The numerous points...
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We had a great experience with Cole for our house purchase! He and his team did a great job throughout the process. Very responsive and good at communication. Would be happy to use their services again in future
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions