Cole Holmes
VP, Texas Region Sales
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Outstanding home buying experience! I’ve bought multiple homes and Waterstone Mortgage was my easiest, most helpful purchase. Cole’s team was professional, helpful, NOT pushy or invasive about getting my financials to them, and went above other...
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Cole and his team were very helpful and responsive from the beginning to the end of the process. They are knowledgeable and provide a customized experience with great customer service. It was reassuring to know if you reached out with a question...
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Reply from Cole Holmes
May 13th, 2025 05:33 PM
I'm thrilled to hear that you had such a positive experience with our team at Waterstone Mortgage. It's wonderful to know that you found our service helpful and responsive throughout the process. I'm glad I could address all your questions,...
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has a great experience! Thank you for your great service
Reply from Cole Holmes
May 8th, 2025 01:49 PM
I'm thrilled to hear that you had a great experience, Arpit. It was a pleasure providing you with service, and I appreciate your kind words. Thank you for choosing Waterstone Mortgage!
We ran into an emergency and needed to close ASAP. Cole and team were able to help us close in a matter of weeks. Cole and team are incredibly kind and patient.
Reply from Cole Holmes
May 1st, 2025 07:19 PM
I'm glad we could assist you during your emergency and expedite the closing process. It was a pleasure working with you, and I'm thankful for your kind words about our team's efforts. If you have any further needs or questions, feel free to...
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We had a great experience with Cole and team! He was very thorough, communicative, and did a great job at taking time to explain in detail each step of the home buying process!
Reply from Cole Holmes
April 30th, 2025 02:15 PM
I'm thrilled to hear that you had a great experience with us, Grace. It was important to me to ensure clear communication and thorough explanations throughout your home buying process. Thank you for your kind words and for choosing Waterstone...
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Professional, explained all aspects of the experience as it occurred. Sent a video explaining the appraisal process which was very helpful. Got a great rate. Kept us informed of the loan progress each week. Easy to contact and very responsive....
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Reply from Cole Holmes
April 27th, 2025 01:32 PM
I'm thrilled to hear that you had such a positive experience with the mortgage process. It was a pleasure assisting you and ensuring you were well-informed every step of the way. Thank you for your kind words and recommendation.
As first-time homebuyers, we couldn’t have asked for a better lender than Cole! He made the entire process easy to understand and stress-free, guiding us through every step with patience and expertise. From answering all our questions to finding...
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Reply from Owner
July 20th, 2025 12:00 AM
Thank you so much, I enjoyed being a part of your & Clay's first homebuying experience!
The whole process from start to finish was handled with efficiency and professionalism. An exceptionally pleasant experience.
Reply from Cole Holmes
April 15th, 2025 03:20 PM
I'm delighted to hear that the process was efficient and professional. It was a pleasure assisting you, and I'm glad you had an exceptionally pleasant experience with Waterstone Mortgage. Thank you for your kind words!
I think my situation ended up being a little more challenging than necessary but Cole and his team did a great job of communicating & helping get through some of those challenges.
Reply from Cole Holmes
April 10th, 2025 08:11 PM
I'm glad we could effectively communicate and assist you through the challenges in your situation. It was a pleasure working with you, and I appreciate your positive feedback about our efforts at Waterstone Mortgage.
We had an incredible experience working with Cole as our home lender! From start to finish, he made the entire process smooth, stress-free, and easy to understand. He was always available to answer our questions, provided clear guidance at...
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions