Cole Holmes
VP, Texas Region Sales
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Clear communication on finances With visualization of different options .
Reply from Cole Holmes
July 30th, 2025 04:09 PM
I'm glad to hear that the clear communication and visual representation of different options were helpful for you, Manan. Providing clarity on financial aspects is important to me, and I'm pleased it made a difference in your experience. If...
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Cole Holmes has received a review with 5 star rating from Michael I
Reply from Owner
July 20th, 2025 12:00 AM
Thank you Michael, I appreciate you!
Highly recommended Very professional and fast
Reply from Owner
July 20th, 2025 12:00 AM
Thank you Chris! Truly appreciate you taking time out of your day to share some love 😀
The entire experience was excellent. I loved the personalized videos that Cole does to explain the various portions of the process. It really helped me, but the time and intentionality behind it shows that Cole has a servant heart. He also...
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Reply from Cole Holmes
July 16th, 2025 12:46 PM
I'm truly grateful for your kind words, Myrna. It means a lot to hear that the personalized videos made a positive impact on your experience. I'm glad I could assist with the difficult conversation and help ease your concerns during such an...
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A very smooth process
Reply from Cole Holmes
July 15th, 2025 03:28 PM
I'm glad to hear you had a smooth experience, Christopher. It was my pleasure to assist you. If you have any future questions or need further assistance, don't hesitate to reach out. Thank you for choosing Waterstone Mortgage.
Waterstone mortgage and Especially Cole Holmes were the best team to work with. Full of information to get you the best deal and very easy process. After signing, he still takes good care of you. I would highly recommend choosing Cole Holmes...
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And great people to work with
Reply from Cole Holmes
July 10th, 2025 03:13 PM
Thank you, Michael, for your kind words. I'm delighted to hear that you enjoyed working with us. It was a pleasure assisting you throughout the process. If you ever need further assistance or have any questions, feel free to reach out to me...
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Thank you Cole and Waterstone. Very knowledgeable and easy , for what can be a stressful process.
Reply from Cole Holmes
July 5th, 2025 03:02 AM
I'm thrilled to hear that you found the mortgage process easy and stress-free. It was a pleasure assisting you, and I appreciate your kind words about my expertise. Thank you for choosing Waterstone Mortgage.
Great follow up and good processes
Reply from Cole Holmes
July 4th, 2025 11:04 PM
I'm glad to hear that you appreciated the follow-up and processes, Todd. It was a pleasure assisting you, and I'm grateful for your positive feedback. If there's anything more I can do to help, please feel free to reach out.
Cole Holmes has received a review with 5 star rating from Sudeshna D
Reply from Owner
July 20th, 2025 12:00 AM
Thank you Sudeshna, I appreciate you! :)
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions