

Cole Holmes
VP, Texas Region Sales

Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Cole Holmes has received a review with 5 star rating from Dhanraj N
Reply from Owner
September 20th, 2025 12:00 AM
Wow, thank you so much for the 5 Star Review, Dhanraj - I appreciate you!
Cole was professional and accessible. He got us to closing with no hiccups.
Reply from Owner
August 20th, 2025 12:00 AM
Thank you, Joseph, truly enjoyed being a part of your first homebuying experience. Cheers to many memories in your first home!
Cole was very responsive thoughout the loan process and provided clarifications and information readily. HIs team kept us informed and provided guidance hroughout the process. It was due to their professionalism and timeliness that we were...
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Reply from Cole Holmes
August 25th, 2025 03:52 AM
I appreciate your kind words, Dhanraj. It's great to hear that you found my responsiveness helpful and that the information provided was clear throughout your loan process. My team and I focus on maintaining professionalism and timeliness,...
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I liked the weekly updates and both Karen and Cole did a great job
Reply from Cole Holmes
August 20th, 2025 10:28 PM
I’m glad to hear that you appreciated the weekly updates and found the experience positive, Rebecca. Karen and I always aim to keep our clients informed and supported throughout the process. If you ever need further assistance or have any questions,...
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Cole is very knowledgeable and really good with communicating , he made this whole process easy.
Reply from Cole Holmes
August 16th, 2025 01:58 PM
I'm really grateful for your feedback, Vinitha. Knowing that my communication and knowledge made the process easier for you is incredibly rewarding. It's important to me that our clients feel supported and well-informed throughout. If you ever...
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Cole was very professional and accessible. He worked hard to get us to closing and made the process seamless. We would recommend him to everyone.
Reply from Cole Holmes
August 5th, 2025 07:29 PM
Thank you for the kind words, Joseph. I'm pleased to know that you found the process seamless and my approach professional and accessible. It was important to me to help you reach closing smoothly. I truly appreciate your recommendation, and...
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great experience with quick and accurate work
Reply from Cole Holmes
August 5th, 2025 02:18 PM
I'm pleased to hear that you had a great experience, Benjamin. Quick and accurate work is something I strive for, and it's rewarding to know that it made a difference in your process. Thank you for your feedback and for choosing Waterstone...
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Cole and his team at Waterstone Mortgage got our paperwork turned around in a tight timespan to meet our needs. They were communicative and helpful and we so appreciated their work.
Cole and his team came through on a very quick close and got it all done. The process was smooth and communication was great throughout. They truly went above and beyond.
Cole and his team were so prompt and helpful with our quick timeline . I was able to relax knowing they were taking care of things on their end
Reply from Cole Holmes
August 2nd, 2025 03:12 PM
I'm really glad to hear that you felt at ease with the process, Carly. It was my priority to ensure everything was handled swiftly and effectively for your quick timeline. Your trust in me and the team means a lot, and I'm pleased we could...
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions