Cole Holmes
VP, Texas Region Sales
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Cole was amazing!!! Great communication through out the longing process!!! Answered our questions (repeatedly) lol And very knowledgeable on today's market!!! Will use him from now on!!! And Tiffany was super fast and explained everything during...
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Reply from Cole Holmes
February 19th, 2026 04:04 PM
It's great to hear that you were satisfied with the communication and support throughout the loan process, Treena. I appreciate your recognition of my efforts to answer your questions and provide market insights. It’s also wonderful to know...
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Easy to work with and accessable
Reply from Cole Holmes
February 2nd, 2026 07:22 PM
It's good to know that you found working with me easy and that I was accessible, John. Making the process clear and reachable for my clients is important to me. If you have any further questions or need assistance, don't hesitate to reach out....
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Karen and team were great to work with and the process was so much smoother than the last lender we used.
Reply from Cole Holmes
November 3rd, 2025 08:49 PM
I'm glad to hear that your experience was smoother this time with Karen and the team, Cynthia. Ensuring a seamless process is something I strive for, and it's nice to know that it met your expectations. If you have any more questions or need...
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It was stress free and accomodating!
Reply from Cole Holmes
October 27th, 2025 04:19 PM
I'm pleased to hear that your experience was stress-free and accommodating, Kimberly. Ensuring a smooth process is important to me, and your feedback is greatly appreciated. If you ever have more questions or need assistance in the future,...
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- fast answers on my questions
- different scenarios of lone percentage
- easy contact
Reply from Cole Holmes
October 15th, 2025 05:13 PM
Providing quick answers and exploring different loan scenarios are aspects I focus on to ensure a smooth experience, Piotr. I'm glad you found the communication process easy as well. If there's anything else you'd like to discuss or any further...
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Cole and his team were great to work with and very professional about the entire process. They kept me updated and informed during the entire process I definitely recommend him and his team
Reply from Cole Holmes
October 9th, 2025 06:17 PM
I'm really pleased to know that you found my work and the team's professionalism beneficial throughout the process, Randy. Keeping you informed and updated is always a priority. Your recommendation means a lot to me. If there’s anything more...
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Patience with us to answer any and all questions
Reply from Cole Holmes
September 19th, 2025 03:17 AM
I'm glad to hear that my patience and willingness to answer your questions made a positive impact on your experience, Warren. It’s important to me that you feel confident and informed throughout the process. If you have any other questions...
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I loved the anyaltics and the timely responses
Reply from Cole Holmes
September 11th, 2025 01:09 PM
I'm pleased to hear that you appreciated the analytics and the prompt responses, Sara. Making sure that you have the necessary information in a timely manner is something I prioritize. If there's anything else you need or further assistance,...
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Cole and his team at Watergate Mortgage were efficient and thorough. We had a tight timeline and they completed everything we needed.
Reply from Owner
August 20th, 2025 12:00 AM
Hi Carly - thank you so much for the kind words. 7 day closings make things super exciting, eh?! Very happy for you, Ben and the kiddos😀
Cole and his team came through on a very quick close and made it all happen. Communication was great throughout and the process was very smooth.
Reply from Owner
August 20th, 2025 12:00 AM
Thank you Ben, it’s been a pleasure getting to know you & Carly throughout this journey 🤜🏼🤛🏼
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions