Cole Holmes
VP, Texas Region Sales
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Easy the entire way through. Great job to the whole team! Karen and Cole made everything painless.
Reply from Cole Holmes
July 10th, 2026 05:19 PM
Thank you, David, for your kind words. I'm happy to know that Karen and I could make the process easy and painless for you. If you need any further assistance, please feel free to reach out.
Cole and the Waterstone team were outstanding to work with. They were so helpful guiding us through an unfamiliar and complex process.
Reply from Cole Holmes
July 2nd, 2026 08:30 PM
I'm grateful for your kind words, Nick. It's great to hear that you found our guidance helpful throughout the process. If you have any more questions or need further assistance, feel free to reach out.
Had a great experience with Cole and his team, particularly Karen! They were professional, upfront, and very easy to work with. They explained all the costs clearly one by one, offered competitive pricing, and kept us updated every step of...
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Reply from Cole Holmes
June 30th, 2026 02:01 PM
I'm pleased to hear that you had a great experience with my team, especially Karen. It's wonderful to know that our communication and coordination made the process smooth for you. Thank you for recommending us, Nader! If you have any further...
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This one was quick and seamless!
Reply from Cole Holmes
June 29th, 2026 04:29 PM
I'm glad to hear that the process was quick and seamless for you, Kati. Your feedback is greatly appreciated. If you ever need anything else, feel free to reach out.
Cole and Karen kept us informed through the whole process. I've never had anyone include a video to help clarify information that is sent. Karen is the best she made sure any questions we had wete answered. Definitely wouldn't have gotten this...
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Reply from Cole Holmes
June 25th, 2026 03:27 PM
I'm pleased to know that you appreciated the video updates and the level of service Karen and I provided, Maria. It's great to hear that our efforts to keep you informed made a difference. If you have any more questions or need further assistance,...
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Cole and the whole Team was outstanding! TY Nick Byars
Reply from Cole Holmes
June 12th, 2026 04:18 PM
I'm happy to hear you felt the team and I were outstanding, Nick. Your kind words are truly valued. If there's anything else I can do for you, please let me know.
The communica and accessibility of the team is stellar. Cole & Karen are the prefect lender partners
Reply from Cole Holmes
May 28th, 2026 01:07 PM
I'm grateful for your positive feedback, Vicci. It's appreciated to hear that you found our communication and accessibility stellar. Karen and I strive to be the perfect lender partners for our clients. If there's anything else we can do for...
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Cole's team were wonderful to work with , excellent proactive communicators throughout the process
Reply from Cole Holmes
May 26th, 2026 01:32 PM
I'm glad to hear that you had a positive experience with my team, Mark. Being proactive communicators is something we strive for, and I'm thankful for your kind words. If there’s anything more I can assist you with, please don't hesitate to...
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The Waterston team was very helpful along the way, made the process so easy!
Reply from Cole Holmes
May 20th, 2026 02:25 PM
I'm glad to hear that you found the process easy with the help of the Waterstone team, Rhonda. Your satisfaction means a lot to me, and if you have any further questions or need assistance, please feel free to reach out.
Cole's team kept my client informed, as well as my team, throughout the loan process which has not always been the experience with other mortgage lenders.
Reply from Cole Holmes
May 19th, 2026 02:43 PM
I'm pleased to know that you and your client felt well-informed throughout the loan process, Lamar. It's important to me to maintain clear communication with all parties involved. If there's anything else I can do to assist you, please feel...
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions