

Cole Holmes
VP, Texas Region Sales

Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Working with Cole, Karen and all of his team was a great experience. As a first time buyer, they answered all my questions, explained everything to me and kept in constant contact with me. I would highly recommend them to everyone!
Reply from Owner
May 5th, 2022 12:00 AM
Thank you for this review, Nrhosley! We know how many questions pop up throughout the homebuying process, that's why communication from an experienced loan originator is key. It sounds like Cole and his team went above and beyond, providing...
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Top-notch service by Cole and his team. The process is the easiest and most streamlined that i have experienced. Very professional and super responsive.This is my second time doing business with Cole and i wouldn’t hesitate to use him again....
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Cole Holmes and his team at Waterstone Mortgage was outstanding. There was constant communication throughout my entire loan process. They even had a weekly call with me to tell me the next steps and asked if I had any questions. I closed in...
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Reply from Owner
March 7th, 2022 12:00 AM
Thank you for this review, Jcrowley! We know how many questions pop up throughout the loan process that's why communication is key. It sounds like Cole and his team went above and beyond, providing answers to all your questions. Thanks again....
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Cole Holmes has made buying and later refinancing our home such a great experience. If you're looking for someone to help buy or refinance your home, Cole is a trusted friend. He will provide excellent financial resources and wise counsel.
Reply from Cole Holmes at Waterstone Mortgage ...
March 1st, 2022 03:37 PM
Thank you for taking the time to write this recommendation, Clint! A fast and easy refinance and homebuying is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return...
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Cole Holmes and Waterstone Mortgage have been a huge help to my family. We've worked with Cole on three separate Mortgages and he's provided excellent counsel and advice each time. He's saved us time and money, and he's made the experience...
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Reply from Owner
March 7th, 2022 12:00 AM
Thank you for sharing, Clint! We're thrilled to hear everything went so smoothly with your mortgage with the help of Cole and his team. We hope to work with you again in the future.
Cole Holmes and Waterstone Mortgage have been a huge help to my family. We've worked with Cole on three separate Mortgages and he's provided excellent counsel and advice each time. He's saved us time and money, and he's made the experience...
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I just refinanced with Cole and team and I’ve never had it’s never been this easy. The process was smooth, the transaction needs were clear, and the communication was excellent! I have been with Cole and team since 2016 and moved to San Antonio...
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Reply from Owner
January 31st, 2022 12:00 AM
Thank you for sharing, Todd! We're thrilled to hear everything went so smoothly with your refinance with the help of Cole and his team. We hope to work with you again in the future.
Cole and the entire Waterstone team were the best piece of our custom home building puzzle. They were always available to answer our many questions and worked hard to get us to the finish line. They were thorough and diligent - and I will continually...
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Cole Holmes and his team with Waterstone Mortgage made financing the easiest and most carefree process I have ever experienced. Early in the year, we had gone to our personal bank, who I have banked with for over 30 years, thinking we wanted...
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This was our third home buying experience and Cole was suggested by our realtor. Let me back it up a decade.My first home loan was through Chase Bank and it was a miserable experience, closing in close to 50 days. My second mortgage was through...
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions