

Cole Holmes
VP, Texas Region Sales

Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Cole and his team at Waterstone are amazing! Through the entire process, Cole made it as easy as could be. The additional tutorials to explain the process as well as making themselves available to answer all of the questions made it so professionally...
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Reply from Owner
December 10th, 2021 12:00 AM
Thank you for taking the time to write this review, John! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Cole and his team.
Cole helped get us a loan on our dream home. His team also informed us daily on the progress and where we were and what we needed to do. It was our first time buying our home and had no clue how it worked and let me just say his team held our...
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Reply from Owner
November 7th, 2021 12:00 AM
Thank you for sharing, Hayden! We're thrilled to hear everything went so smoothly with your homebuying with the help of Cole and his team. We hope to work with you again in the future.
Cole and his team at Waterstone Mortgage just helped my husband and I refinance both of our homes. He and his assistant, Karen, did an awesome job in managing all the little details on both transactions at the same time. As busy professionals,...
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Reply from Owner
September 30th, 2021 12:00 AM
Thank you for taking the time to write this review, Michelle! Providing excellent customer service, throughout the refinance process, is always our top priority. We're glad you received nothing but the best from Cole and his team.
Cole and his team (Karen D) worked tirelessly to meet the tight closing timelines I got, provided unbiased valuable advice for which I am forever grateful.
Excellent service from Cole and his team at Waterstone Mortgage. Clear, concise, and responsive. They keep you informed and prepared. Highly recommend.
Reply from Owner
August 20th, 2021 12:00 AM
Thank you for taking the time to write this review, Rob! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Cole and his team.
Waterstone Mortgage has helped us with both an initial home loan and a refinance. Their team is knowledgeable, fast, efficient, and easy to work with. They made the process easy to understand and a great experience.
Reply from Cole Holmes at Waterstone Mortgage ...
August 6th, 2021 07:24 AM
Thank you for your recommendation, Craig! The team and I were thrilled we were able to provide you with a positive home loan and refinancing experience. We look forward to working with you again when the time to refinance or buy a new home...
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I recently purchased my first home and working with Cole and his team was an amazing experience. They took me through the process and made everything extremely simple and easy to understand. They exceeded all expectations throughout the entire...
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Amazing experience with Cole and his team at Waterstone. They were completely on top of every little detail and the process was simple and smooth. :)
Cole and his team of professionals are literally the best in the business. I have referred numerous clients to them over the years and, most recently, had the pleasure of closing my own home loan with them. First - rate and terms were highly...
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Reply from Cole Holmes at Waterstone Mortgage ...
April 29th, 2021 06:51 AM
Thank you for the recommendation, Nicole! We are glad that Cole and his team were able to help you close on time. We appreciate your recommendation and hope to work with you again, should you have any future homebuying or refinancing needs....
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Cole and his team of professionals are literally the best in the business. I have referred numerous clients to them over the years and, most recently, had the pleasure of closing my own home loan with them. First - rate and terms were highly...
read more
Reply from Owner
April 30th, 2021 12:00 AM
Thank you for sharing, Nicole! We're thrilled to hear everything went so smoothly with your home loan with the help of Cole and his team. We hope to work with you again in the future.
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions