

Cole Holmes
VP, Texas Region Sales

Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Cole and Karen were great in securing a mortgage for our property. Cole monitored the market daily and got us a good rate in a volatile market while Karen was on top of the details and working with the title company to make it happen.
Reply from Owner
November 20th, 2024 12:00 AM
Thank you so much for the kind feedback - I appreciate you taking the time to do so :)
Cole Holmes has been instrumental in helping us acquire all of our investment properties. We would not consider using anyone else; his professionalism, attention to detail and knowledge are what we value in helping us grow our portfolio.
Cole and his team will take great care of you from start to finish. They provide frequent communication, friendly service and knowledge about home loans. I definitely give Cole and his team a 5 out of 5 stars!
Reply from Cole Holmes at Waterstone Mortgage ...
August 16th, 2022 05:32 AM
Thank you for your recommendation, Cathy! The team and I were thrilled we were able to provide you with a positive home loan experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in...
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As a first-time home buyer, Cole (Kaylee) and his team made this experience seem effortless!Once I found a home, Cole and his team were able to close in less than 30 days! Many Thanks!
Reply from Owner
July 21st, 2022 12:00 AM
Thank you for sharing, Brad! We're thrilled to hear everything went so smoothly with your homebuying with the help of Cole and his team. We hope to work with you again in the future.
We had a great experience working with Cole and his team (shout out to Karen!)! They were very communicative, made the process smooth and easy, and we even closed earlier than planned!
Reply from Owner
July 20th, 2022 12:00 AM
Thank you for the 5-star rating and review, Chocolate! We are glad that Cole and his team were able to help you close on time. We appreciate your recommendation and hope to work with you again, should you have any future homebuying or refinancing...
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Cole and his team were terrific. They went above and beyond to make sure every question was answered and that I was comfortable throughout the entire process.
I don't think my wife and I have ever had a more efficient and simple lender/home purchase experience as we had with Cole. Him and his team are amazing! If you're in the market for purchasing a home and don't have a lender picked out yet, you...
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Reply from Cole Holmes at Waterstone Mortgage ...
June 15th, 2022 03:13 AM
Thank you for your recommendation, MattnAsh! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep...
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I don't think my wife and I have ever had a more efficient and simple lender/home purchase experience as we had with Cole. Him and his team are amazing! If you're in the market for purchasing a home and don't have a lender picked out yet, you...
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Reply from Owner
June 16th, 2022 12:00 AM
Thank you for sharing, Matt! We're thrilled to hear everything went so smoothly with your homebuying with the help of Cole and his team. We hope to work with you again in the future.
Cole’s team was outstanding. As a first time buyer I had every question answered with clarity and every problem solved, sometimes even before I knew about it. A team of absolute professionals, I will be glad to recommend them again and again....
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Reply from Owner
May 11th, 2022 12:00 AM
Thank you for this review, Logan! We know how many questions pop up throughout the homebuying process – whether you're a first-time homebuyer or a seasoned homeowner – that's why communication is key. It sounds like Cole and his team went above...
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Waterstone Mortgage was fantastic to work with! They made the entire process of refinancing our home pain free and stress free. I can’t recommend them enough.
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About
Legend has it that the word "Cole" originated from an old term meaning "loves to serve." As a Producing Branch Manager, it's Cole's mission to provide you with a second-to-none experience by delivering proactive communication, so you don't have to be reactive.
Cole has more than two decades of experience in residential lending, including home purchases, refinances, and cash-out refinances. He holds the Certified Mortgage Planning Specialist (CMPS) designation, blending mortgage planning with financial planning. Most importantly, he and his team put the "FUN" back in "FUNding"!
Products & Services
Mortgage Loan Officer
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #206857
Awards
Disclaimer
State of Alabama Licensee Exempt.Washington Consumer Loan Branch Office Licensee #CL-1463063.Arkansas Combination Mortgage Banker-Broker-Servicer License #129312.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions