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Cleo Garza at CrossCountry Mortgage - Loan Officer | NMLS #218858 in Roseville, CA

Cleo Garza at CrossCountry Mortgage

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Loan Officer | NMLS #218858

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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5 Star
91%
4 Star
8%
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Reviews from Web
  • Encompass
    R
    Randy R
    San Antonio, TX
    Posted on December 2nd, 2024 02:39 PM
    Attention to detail, thinking outside the box and positive attitude. We appreciate Cleo so much!
  • Encompass
    L
    Luis T
    San Antonio, TX
    Posted on November 20th, 2024 02:27 PM
    I had a great experience because your team was incredibly attentive, knowledgeable, and made the entire process smooth and enjoyable. The quality of the service/product exceeded my expectations, and the attention to detail truly stood out....
    read more
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    C
    Christopher M H
    San Antonio, TX
    Posted on November 16th, 2024 10:44 PM
    I felt that I wasn't just a number or another customer. The personal attention and positive attitude went a long way to making feel that I mattered. I can't express how great the team was and experience. I would give my overall experience 6...
    read more
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    V
    Victor L
    San Antonio, TX
    Posted on November 7th, 2024 07:41 PM
    good communication and understanding
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    M
    MANUEL A
    Boerne, TX
    Posted on October 15th, 2024 06:21 PM
    This feedback is not something new as Cleo and I had several conversations in regards to how this transaction transpired. Cleo Garza is great at what he does. However; in this transaction, the buyer was my client and there were critical time...
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  • Encompass
    D
    Dana E B
    San Antonio, TX
    Posted on October 6th, 2024 01:02 PM
    I feel like Cleo provided excellent support and advice throughout the whole process.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for leaving a review. If there is anything that we can do to make sure you are receiving a 5-star experience, please let us know.
  • Encompass
    C
    Christi C
    Fort Worth, TX
    Posted on October 5th, 2024 02:26 PM
    I had the pleasure of working with Cleo Garza with Summit Funding, and I couldn’t be more satisfied with the experience. Cleo ensured the entire process went smoothly and, most importantly, we closed on time. He consistently kept me informed...
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  • Encompass
    M
    Magan W
    BOERNE, TX
    Posted on October 3rd, 2024 07:42 PM
    This team is by far the best loan team I have ever had the privilege working with! Not only are they extremely hardworking but they are very talented at what they do! They actually care for their clients and that is hard to come by now days....
    read more
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    J
    Janis M
    San Antonio, TX
    Posted on October 1st, 2024 05:46 PM
    As always, Cleo was extraordinary. It was a difficult file and Cleo persevered and got the job done. He is professional, efficient and a pleasure to work with.
  • Encompass
    V
    Veronica B
    San Antonio, TX
    Posted on October 1st, 2024 02:43 PM
    1. Customer service from Cleo Garza was top-notch. 2. His team was very professional. 3. I appreciated his extended working hours. 4. Cleo was reliable, honest, friendly and highly skilled. 5. Overall, a great experience.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • 71–80 of 145
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2822335
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 218858
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS