

Cleo Garza at CrossCountry Mortgage
Loan Officer | NMLS #218858

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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Attention to detail, thinking outside the box and positive attitude. We appreciate Cleo so much!
I had a great experience because your team was incredibly attentive, knowledgeable, and made the entire process smooth and enjoyable. The quality of the service/product exceeded my expectations, and the attention to detail truly stood out....
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Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
I felt that I wasn't just a number or another customer. The personal attention and positive attitude went a long way to making feel that I mattered. I can't express how great the team was and experience. I would give my overall experience 6...
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Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
good communication and understanding
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
This feedback is not something new as Cleo and I had several conversations in regards to how this transaction transpired. Cleo Garza is great at what he does. However; in this transaction, the buyer was my client and there were critical time...
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I feel like Cleo provided excellent support and advice throughout the whole process.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for leaving a review. If there is anything that we can do to make sure you are receiving a 5-star experience, please let us know.
I had the pleasure of working with Cleo Garza with Summit Funding, and I couldn’t be more satisfied with the experience. Cleo ensured the entire process went smoothly and, most importantly, we closed on time. He consistently kept me informed...
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This team is by far the best loan team I have ever had the privilege working with! Not only are they extremely hardworking but they are very talented at what they do! They actually care for their clients and that is hard to come by now days....
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Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
As always, Cleo was extraordinary. It was a difficult file and Cleo persevered and got the job done. He is professional, efficient and a pleasure to work with.
1. Customer service from Cleo Garza was top-notch.
2. His team was very professional.
3. I appreciated his extended working hours.
4. Cleo was reliable, honest, friendly and highly skilled.
5. Overall, a great experience.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Congratulations on this big life decision! We hope to work with you again in the future.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2822335
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 218858
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095