Cleo Garza at CrossCountry Mortgage
Loan Officer | NMLS #218858
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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It is always a pleasure to work with Cleo and his team. They are always on top of things and quick to respond. We had an issue close to closing and they went above and beyond to make the sale complete for these buyers. Thank you, Team Garza!...
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Cleo Garza was great from the start. He quickly and thoroughly answered all our questions and broke down anything we didn't understand. Would highly recommend him to our family and friends.
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
I recently worked with Cleo to secure a mortgage, and I couldn't be more impressed with the experience. His commitment to transparency is unmatched. Every step of the process was clearly explained, and there were no hidden fees or unexpected...
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Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Congratulations on this big life decision! We hope to work with you again in the future.
I was stuck in a hamster wheel with my previous lender and I was giving up hope, then our realtor mentioned Cleo Garza and his team. I was skeptical because of my previous experience, but he made it happen. His team is amazing. My son and I...
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Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
We are grateful that you took the time out to leave us a response. Please let us know how we could have helped you further to make sure we deliver exceptional services.
Cleo Garza is amazing. He was able to successfully close on my client purchase while few other decline to do so. I highly recommend Summit funding and ask for Cleo Garza . I'd be definately using him and his company again.
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The process was slow going but it got better as time went by
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Congratulations on this big life decision! We hope to work with you again in the future.
Slight miscommunication on closing date and interest rate
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for taking the time to leave a review. Please feel free to connect with us for additional feedback on ways we can improve your experience and our services.
Are closing costs were as we agreed on and also Cleo's team went way above and beyond to get us into our home! Cleo was always available and always answered our questions all the time .
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for taking the time to leave a review. Please feel free to connect with us for additional feedback on ways we can improve your experience and our services.
Friendly, fast, and most of all professional. Really always easy to work with Cleo
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
Cleo and his team communicated clearly and efficiently with the buyer in addition to keeping me updated with the loan progress. It was a smooth transaction and the closing was a sweet surprise not having to wait the typical hour or two for...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2822335
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 218858
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095