Cleo Garza at CrossCountry Mortgage
Loan Officer | NMLS #218858
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Houston, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri...... Show More
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From the very beginning of this process, our experience with Cleo Garza & his team was exceptional. After having to pivot in a different direction from another lender, we re-entered this process feeling overwhelmed, and uncertain about the...
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Cleo and his team were able to get these clients approved and in their new home after the builder financing fell through!
Cleo was great at providing information and status throughout the experience.
Reply from Cleo Garza
May 11th, 2026 06:11 PM
Thank you, John, for your kind words. I'm glad I could keep you informed throughout the process. If you ever need further assistance, feel free to reach out.
Cleo kept us informed on everything that we needed done before closing and showed up on closing day to talk us through the process. The title company told us they have never seen this done before.
Reply from Cleo Garza at CrossCountry Mortgage
May 11th, 2026 07:44 PM
I'm grateful for your feedback, Susanne. It's appreciated to hear that my approach made a positive impact on your closing experience. If you have any more questions in the future, I'm here to help.
Everything from start to finish was efficient, simple and an enjoyable exciting experience
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
Made this entire process easier to manage and was not as rough as I thought it would be. Thank you Cleo and team!
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
Helping to get things taken care of. Not sure if at times the team being elsewhere made responses a little slower, but I also am aware the entire process was crammed into a few weeks and I appreciate getting the lowered interest rate and I...
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Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
We are grateful that you took the time out to leave us a response. Please let us know how we could have helped you further to make sure we deliver exceptional services.
Cleo Garza & his team work hard for a seamless real estate transaction! Summit Funding was efficient, communicative, and made the entire process smooth and stress-free.
From the very beginning of my buying process Cleo and his team made sure in deep detail what my process would be like and made sure I understood the do's and don't. I am deeply greatful for this team and company. I was well educated on mortgage...
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Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
The communication was great, polite and knowledgeable
Reply from Cleo Garza at CrossCountry Mortgage
April 3rd, 2026 01:49 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Houston, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2571734
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 218858
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095