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Cleo Garza at CrossCountry Mortgage - Loan Officer | NMLS #218858 in Roseville, CA

Cleo Garza at CrossCountry Mortgage

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Loan Officer | NMLS #218858

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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Reviews from Web
  • Encompass
    M
    Marie W
    San Antonio, TX
    Posted on September 21st, 2024 07:57 PM
    Cleo got my clients over some bumps along the road through this process where the previous lender my clients were working with gave up on them. Cleo went the extra mile to get the job done. I couldn’t be more grateful and my clients couldn’t...
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  • Encompass
    A
    Alfredo M
    Castroville, TX
    Posted on September 19th, 2024 12:49 PM
    Helped me overcome incredible obstacle's
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    We are grateful that you took the time out to leave us a response. Please let us know how we could have helped you further to make sure we deliver exceptional services.
  • Encompass
    J
    Jorge E S
    New Braunfels, TX
    Posted on September 4th, 2024 02:20 PM
    Very quick loan process. Communication was good.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    J
    JAZMYNE L
    New Braunfels, TX
    Posted on September 2nd, 2024 03:52 PM
    Cleo was incredible! We received great communication and support. We had gone through 2 lenders prior that couldn’t get my clients approved, and didn’t seem to want to try to find ways to make it work. Once we met with Cleo he gave my clients...
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  • Encompass
    D
    Donny M
    San Antonio, TX
    Posted on August 31st, 2024 05:55 PM
    You made it happen. Thank you.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • Encompass
    F
    Felicia C
    Boerne, TX
    Posted on August 27th, 2024 03:29 PM
    Cleo went above and beyond for my clients. We had a rocky experience with another lender. After thoroughly listening to our situation Cleo got us closed and funded in less than 20 days. It was such a positive experience! Communication was there...
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  • Encompass
    D
    David R H
    San Antonio, TX
    Posted on August 27th, 2024 02:05 AM
    Everything
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    P
    Priscilla C B
    Boerne, TX
    Posted on August 26th, 2024 04:04 PM
    After dealing with a sub-par lender, He made sure the entire process was smooth and quick. Cleo and team stayed on top of our case. Cleo made sure to address and PTSD feelings we had when it came to the underwriting. He was present at our closing...
    read more
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    G
    Gicelda A P
    San Antonio, TX
    Posted on August 22nd, 2024 09:10 PM
    What made it great was how quickly the entire process was!! Cleo made it happen and his entire team was outstanding!!
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    B
    Bradley B G
    San Antonio, TX
    Posted on August 19th, 2024 01:13 PM
    The communication was excellent, and I always knew what needed to be done and when it needed to be done. Made the whole experience enjoyable.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • 81–90 of 145
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2822335
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 218858
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS