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Cleo Garza at CrossCountry Mortgage - Loan Officer | NMLS #218858 in Roseville, CA

Cleo Garza at CrossCountry Mortgage

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Loan Officer | NMLS #218858

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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5 Star
91%
4 Star
8%
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Reviews from Web
  • Encompass
    B
    Beth A F
    San Antonio, TX
    Posted on July 26th, 2025 12:42 PM
    Cleo is always great to work with! He is very knowledgeable and always looks out for the best interests of his clients.
  • Encompass
    N
    Nathan C
    San Antonio, TX
    Posted on July 25th, 2025 05:55 PM
    Cleo took care of us and and was very patient with us and made sure to help us understand the ends and outs of the process
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    N
    Nicholas C
    San Antonio, TX
    Posted on July 3rd, 2025 02:14 PM
    The team working diligently to assist
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for leaving a review. If there is anything that we can do to make sure you are receiving a 5-star experience, please let us know.
  • Encompass
    L
    Linda M S
    McKinney, TX
    Posted on June 21st, 2025 12:10 PM
    I felt everyone went above and beyond to make this a pleasant experience for us. Very communicative. very professional.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    M
    Mary H R
    San Antonio, TX
    Posted on June 16th, 2025 08:49 PM
    Everything
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    W
    William R M
    Round Rock, TX
    Posted on June 9th, 2025 01:32 PM
    We were kept up to date thru the whole process.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • Encompass
    P
    Paige E W
    Schertz, TX
    Posted on June 2nd, 2025 01:45 PM
    Cleo and his team made this the smoothest and easiest process ever!
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    R
    Rita J B
    San Antonio, TX
    Posted on May 30th, 2025 08:01 PM
    Talking to the loan team was like taking to friends They we're also so on top of everything and mde the process so smooth !
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • Encompass
    K
    Kathleen D L
    Seguin, TX
    Posted on April 27th, 2025 08:19 AM
    Cleo was fantastic and his entire team made this process quick and easy. I can't thank them enough.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    E
    Evan M W
    Boerne, TX
    Posted on April 26th, 2025 02:43 PM
    Friendly, accessible, straightforward.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • 51–60 of 145
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2822335
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 218858
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS