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Cleo Garza at CrossCountry Mortgage - Loan Officer | NMLS #218858 in Roseville, CA

Cleo Garza at CrossCountry Mortgage

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Loan Officer | NMLS #218858

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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Reviews from Web
  • Encompass
    C
    Christina O
    New Braunfels, TX
    Posted on October 11th, 2025 10:33 PM
    Lots of patience..lots of encouragement..resilience during a stressful time Cleo didn't give up on us .. We are so grateful and we will refer.100percent God is good all the time !!!!!!
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    J
    James D
    Porter, TX
    Posted on September 22nd, 2025 12:49 PM
    Communication and ease of having a great loan officer that knows how to handle income from a truck driver and a flight attendant.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for taking the time to leave a review. Please feel free to connect with us for additional feedback on ways we can improve your experience and our services.
  • Encompass
    S
    Sandra L F
    Porter, TX
    Posted on September 19th, 2025 01:14 PM
    Cleo and his team kept us informed every step of way
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    R
    Roger R
    San Antonio, TX
    Posted on September 15th, 2025 02:15 PM
    Everyone worked so hard in a short amount of time
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    C
    Clarissa M R
    San Antonio, TX
    Posted on September 7th, 2025 02:31 PM
    It was excellent experience and service! Thank you and your team for your assistanc!
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    R
    Ray S
    San Antonio, TX
    Posted on September 7th, 2025 12:58 PM
    Great job, great communication
  • Encompass
    E
    Erik D
    San Antonio, TX
    Posted on September 4th, 2025 03:29 PM
    Smooth and quick process. Any issues that came were corrected quickly and accurately.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • Encompass
    M
    Maria A R
    San Antonio, TX
    Posted on July 29th, 2025 09:46 PM
    Mr Garza was very approachable and knowledgable. He always took time to answer all our questions at any time.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
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    Rita J A
    Bandera, TX
    Posted on July 29th, 2025 07:39 PM
    Timeliness of responses as the closing date grew near.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    We are grateful that you took the time out to leave us a response. Please let us know how we could have helped you further to make sure we deliver exceptional services.
  • Encompass
    H
    Hannah C
    San Antonio, TX
    Posted on July 28th, 2025 12:29 PM
    Cleo and his team were extremely helpful! Any questions we had or concerns were answered and addressed promptly!
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2822335
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 218858
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS