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Cleo Garza at CrossCountry Mortgage - Loan Officer | NMLS #218858 in Roseville, CA

Cleo Garza at CrossCountry Mortgage

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Loan Officer | NMLS #218858

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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5 Star
91%
4 Star
8%
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Reviews from Web
  • Encompass
    B
    Beth A F
    Alamo Heights, TX
    Posted on November 4th, 2025 05:10 PM
    Cleo and his team were great to work with. The provided great communication and were always on top of things. Very professional, friendly, and easy to work with. I highly recommrnd them!
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    E
    Eddy P
    San Antonio, TX
    Posted on November 1st, 2025 07:57 PM
    He was exceptionally thorough, professional, and attentive throughout our entire home-buying process. What could have been a stressful experience turned out to be smooth and effortless thanks to his guidance and dedication. It’s no wonder everyone...
    read more
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    A
    Augusto G
    San Antonio, TX
    Posted on November 1st, 2025 06:52 PM
    friendly and profesional people
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    L
    L'Chelle W
    San Antonio, TX
    Posted on October 31st, 2025 07:26 PM
    Cleo and his team helped tremendously with my mortgage. I had a firm closing date two weeks of and they were able to make the seemingly impossible, 100% possible. We closed on time and the whole experience was seamless. I am forever grateful...
    read more
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    J
    Jose P
    San Antonio, TX
    Posted on October 29th, 2025 11:26 PM
    The communication, transparency and follow through were the key factors in our experience. Thank you! to Cleo and his team.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    M
    MARAVILLE J F
    San Antonio, TX
    Posted on October 24th, 2025 12:07 PM
    Cleo is very accommodating and very approachable! He is making things less complicated!
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    C
    CHARLON T F
    San Antonio, TX
    Posted on October 23rd, 2025 07:56 PM
    Cleo is very accomodating and easy to talk to if you have concerns or follow ups. Great guy!
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    M
    Maricela T
    San Antonio, TX
    Posted on October 22nd, 2025 01:28 PM
    Communication throughout and professionalism
  • Encompass
    M
    Monika P
    San Antonio, TX
    Posted on October 19th, 2025 04:18 PM
    👍 thank you for making process run smoothly
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    D
    David M O
    New Braunfels, TX
    Posted on October 17th, 2025 07:35 PM
    When we had a hard moment Cleo went to bat for us and made things happen. He stayed calm and composed and guided us through. When fustration arose Cleo never became fustrated with us 100 percent a winner in this game and we recommend him over...
    read more
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • 31–40 of 145
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2822335
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 218858
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS