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Cleo Garza at CrossCountry Mortgage - Loan Officer | NMLS #218858 in Roseville, CA

Cleo Garza at CrossCountry Mortgage

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Loan Officer | NMLS #218858

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner cons... Show More
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Reviews from Web
  • Encompass
    J
    Juan S P
    San Antonio, TX
    Posted on January 17th, 2026 01:12 PM
    Nos ayudo mucho
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    K
    Katherine D
    Pleasanton, TX
    Posted on December 27th, 2025 03:57 PM
    Professional, responsive, and extremely knowledgeable throughout the entire process. He communicated clearly, stayed on top of every detail, and made the transaction smooth from start to finish. Highly recommend and would absolutely work with...
    read more
  • Encompass
    B
    Bob W W
    Pleasanton, TX
    Posted on December 24th, 2025 01:20 PM
    Cleo and his team are outstanding. Communication is always clear, timely, and consistent. This is our third home we’ve funded through Cleo, and there’s truly no reason to go anywhere else. Our very first home buying experience with him was...
    read more
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • Encompass
    J
    Jose M V
    San Antonio, TX
    Posted on December 22nd, 2025 03:22 PM
    Great services
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    A
    Alondra M
    Laredo, TX
    Posted on December 19th, 2025 04:55 PM
    -Constatnt Communication -Clear Information -Helpful
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    R
    Rodney L M
    San Antonio, TX
    Posted on December 12th, 2025 06:19 AM
    The time , attention, and expertise in which our needs were met .
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    M
    Michelle P
    San Antonio, TX
    Posted on November 24th, 2025 12:17 PM
    Constant communication and knowledge of the market as well as confidence in the market. Broke down each fee and explained all costs!
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    K
    Kenneth J R
    Helotes, TX
    Posted on November 22nd, 2025 02:42 PM
    The follow up that Cleo and his team have is great. They kept me updated through the whole proccess . Great work ya'll!! Keep it up.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    A
    Angela F
    Schertz, TX
    Posted on November 17th, 2025 11:59 AM
    Summit funding made it easy with clear and quick communication from all team members.
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    G
    Gladys G
    San Antonio, TX
    Posted on November 5th, 2025 02:47 AM
    They are very profesional and explain
    Reply from Cleo Garza at CrossCountry Mortgage
    April 3rd, 2026 01:49 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • 21–30 of 145
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Shavano Park, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #218858 | Branch NMLS #2822335
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 218858
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS