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Clay Carroll at CrossCountry Mortgage - Originating Branch Manager | NMLS #513125 in Midlothian, VA
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Clay Carroll at CrossCountry Mortgage

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Originating Branch Manager | NMLS #513125

4.95
(196)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Midlothian, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More
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Overall Ratings
4.95
(196)
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  • 5.0
    google
    A
    Ashley C
    Posted on June 17th, 2026 10:33 PM
    You are THE BEST! Highly recommend. From start to finish, great communication and very easy process. Thank you Clay and TEAM!!
  • 5.0
    TotalExpert
    J
    Jennifer C
    Midlothian, VA
    Posted on June 17th, 2026 10:30 PM
    You are the BEST! From start to finish, great communication and easy process. Thank you Clay Carroll and team!
  • 5.0
    TotalExpert
    A
    Annmarie H
    Midlothian, VA
    Posted on June 3rd, 2026 02:36 PM
    Great communication and quick turnaround...apprececiated!
    Reply from Clay Carroll
    June 10th, 2026 02:37 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 5.0
    google
    J
    Joshua D
    Posted on June 1st, 2026 08:24 PM
    Clay Carroll at CrossCountry Mortgage has received a review with 5 star rating from Joshua D
  • 5.0
    TotalExpert
    J
    Joshua D
    North Chesterfield, VA
    Posted on June 1st, 2026 08:24 PM
    Clay and his team guided us through the whole process with grace. Educated us on a bridge loan which made it possible for my family to buy our house. His team was very responsive and helpfu. I would recommend them to anyone!
    read more
    Reply from Clay Carroll
    June 8th, 2026 08:25 PM
    Thank you for sharing your experience, Joshua. I'm grateful to hear that the guidance on the bridge loan helped your family purchase your home. It's wonderful to know that my team was responsive and helpful throughout the process. If you ever...
    read more
  • 5.0
    google
    D
    Dan T
    Posted on May 30th, 2026 03:21 PM
    Outstanding communication & follow up. Clay is my first call for clients who need a bridge loan.
  • 5.0
    TotalExpert
    D
    Daniel T
    North Chesterfield, VA
    Posted on May 30th, 2026 03:21 PM
    Clay is very knowledgeable and communicates clearly and consistentl. Moving forward he will be my first call for bridge loans.
    Reply from Clay Carroll
    June 8th, 2026 03:10 PM
    I enjoyed working with you. Thanks for the great feedback.
  • 5.0
    TotalExpert
    B
    Brittany D
    Midlothian, VA
    Posted on May 10th, 2026 07:34 PM
    Thank you, your team is great!
    Reply from Clay Carroll
    May 18th, 2026 06:41 PM
    Thank you for your kind words, Brittany. I'm happy to hear that you had a great experience with my team. If you ever need further assistance, feel free to reach out.
  • 5.0
    TotalExpert
    N
    Nkenge B
    Henrico, VA
    Posted on May 9th, 2026 06:48 PM
    We had a problem with the solar company who just wouldn't budge on signing documents meeded to close on . They stayed on It , I wasn't rushed to close . They even made adjustments that would work out best in my favor to make my closing smoother....
    read more
    Reply from Clay Carroll
    May 18th, 2026 01:47 PM
    I'm glad to hear that we could help make your closing process smoother, Nkenge. It's important to me that you felt supported and not rushed, especially with unexpected challenges. I appreciate your kind words and am here if you need anything...
    read more
  • 2.25
    TotalExpert
    J
    Jennifer N
    Midlothian, VA
    Posted on May 1st, 2026 02:07 PM
    The process took extremely long, over two months . Felt like we were forgotten about at times. Communication via email often was sent very late at night. Misinformation shared from Irina re: various steps during the process . Clerical errors...
    read more
  • 10 of 196
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Midlothian, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #513125 | Branch NMLS #2623104
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    666
    /850
    Search Rank Score
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    Memberships
    • Home Building Association of Richmond
    • Richmond Association of Realtors

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 513125
    Hobbies
    • Fishing
    • Golf
    • Duck Hunting
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS