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Christy Nemec - Senior Loan Officer | NMLS #283803 in Modesto, CA

Christy Nemec

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Senior Loan Officer | NMLS #283803

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I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    R
    Roberto R
    Dixon, CA
    Posted on May 7th, 2024 01:50 PM
    Great communication Great staff . Very helpful and informative overall Great experience.
    Reply from Christy Balsbaugh
    May 7th, 2024 05:15 PM
    Roberto, I'm thrilled to hear that you had such a positive experience with us! We strive to provide the best service to our customers and your feedback is very valuable. I'm glad that our communication and staff met your expectations and that...
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    Pankaj A
    Tracy, CA
    Posted on April 26th, 2024 05:05 PM
    Christy is very knowledgeable. She was very professional, courteous and helpful during the entire loan process. We loved working with her.
    Reply from Christy Balsbaugh
    April 26th, 2024 05:14 PM
    I'm so grateful for your positive feedback, Pankaj. It was a pleasure to guide you through the loan process and I'm thrilled to hear that you found my services professional, courteous, and helpful. At Synergy One Lending, Inc., we always strive...
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    M
    Matt F
    San Leandro, CA
    Posted on April 11th, 2024 05:00 PM
    This was our first home purchase and I knew next to nothing about the process. Christy was extremely helpful and super responsive every time I had questions. Excellent experience, I'm very glad to have worked with her!
    Reply from Christy Balsbaugh
    April 11th, 2024 05:09 PM
    Matt, thank you so much for the outstanding review! I'm happy to hear that your first home purchase went smoothly and that I was able to assist in making the process as seamless as possible for you. It was a pleasure working with you as well,...
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    Keegan B
    Vallejo, CA
    Posted on April 9th, 2024 08:36 PM
    Knowledge. Christy's knowledge about her company's products and services are above average!
    Reply from Christy Balsbaugh
    April 9th, 2024 08:42 PM
    I'm truly thankful for your kind words, Keegan. It's always rewarding to know that my knowledge on the products and services offered by Synergy One Lending, Inc. has had a positive impact. Your five-star rating means a lot to me! It's always...
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    R
    Ronnie E N
    Vallejo, CA
    Posted on April 9th, 2024 01:38 PM
    The service provided to this 100% disabled veteran is no less than exceptional service! After a brutal divorce, Bankruptcy, Christy was able to close on a conventional loan As my VA was not able to fund on this house. It is my great pleasure...
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    Reply from Christy Balsbaugh
    April 9th, 2024 06:32 PM
    I am deeply moved by your kind words, Ronnie. It was my absolute pleasure to assist you during this pivotal moment in your life. At Synergy One Lending, Inc., we strive for excellence and your feedback validates our mission. I'm glad that we...
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    Edidiong U
    San Leandro, CA
    Posted on April 1st, 2024 05:44 PM
    Christy was so easy to work with and was patient with me and all of my questions. I never felt rushed or pressured and she was always attentive to my concerns. She helped me understand all of the steps. I had a great experience and would recommend....
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    Reply from Christy Balsbaugh
    April 1st, 2024 05:51 PM
    I'm so pleased to hear about your positive experience, Edidiong! It was absolutely my pleasure to guide you through each step and answer all your questions. At Synergy One Lending, Inc., we strive to make the process as clear and comfortable...
    read more
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    A
    Anthony J A
    Ceres, CA
    Posted on April 1st, 2024 12:22 PM
    Your service
    Reply from Christy Balsbaugh
    April 9th, 2024 06:34 PM
    Anthony, it was a pleasure helping you with your home financing. Glad it all came together successfully. Thank you for trusting me to help you through the process.
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    A
    Andrew G
    Ceres, CA
    Posted on March 30th, 2024 05:36 PM
    Christy was more than great and understanding with helping us in this big decision we were making. Along the way we ran into some bumps on the road and she was more than patient to help us with those issues that were ultimately taken care of....
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    Reply from Christy Balsbaugh
    April 1st, 2024 05:52 PM
    Andrew, your feedback means a lot to me. I am happy to hear that you found our journey together to be beneficial, despite the few obstacles we encountered. It was my pleasure to assist you in making such a significant decision and I'm glad...
    read more
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    Denise Y H
    Fresno, CA
    Posted on March 20th, 2024 12:45 PM
    The communication, how quickly her response was. If I had a question, within minutes I would have an answer. Her commitment to ensure you have a smooth process is amazing!
    Reply from Christy Balsbaugh
    April 1st, 2024 05:52 PM
    Thank you so much for your kind words, Denise. I'm glad to hear that you appreciated my quick responses and dedication to making the process smooth for you. I strive to provide the best possible service for my clients here at Synergy One Lending,...
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    Yolanda P
    Modesto, CA
    Posted on February 14th, 2024 02:36 AM
    Christy Balsbaugh made it a great experience, she is very professional and was a pleasure to work with.
    Reply from Christy Balsbaugh
    April 1st, 2024 05:53 PM
    I'm incredibly grateful for the kind words and stellar review, Yolanda! Ensuring a seamless, professional experience is always my top priority, and it was indeed a pleasure to work with you as well. Should you need any assistance in the future...
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    About
    I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make it my mission to walk you through every step with care and diligence. Clear communication and a strong work ethic are the foundation of how I serve. My goal is not just to close a loan, it’s to build lasting relationships, creating clients for life who feel confident referring their friends and family to me. I take my career very seriously, pouring my heart and energy into each client. My business has been built on the joy and trust of happy homeowners, and that will always remain my driving force.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Positions
    • Synergy One Lending, Inc., NMLS ID 1025894 - Senior Loan Officer NMLS #283803
      Aug 1st, 2018 - Current
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 283803
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235