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Christy Nemec - Senior Loan Officer | NMLS #283803 in Modesto, CA

Christy Nemec

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Senior Loan Officer | NMLS #283803

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I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    A
    Aditi V
    Newark, CA
    Posted on September 13th, 2024 03:04 PM
    Immediate responses and prompt updates
    Reply from Christy Balsbaugh
    September 17th, 2024 01:22 AM
    I'm really pleased to hear that you appreciated the prompt updates and immediate responses, Aditi. Our goal at Synergy One Lending, Inc. is to provide the best service to our customers, and your feedback helps us to know that we're on the right...
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    Jamie M
    Modesto, CA
    Posted on September 12th, 2024 07:33 PM
    Christy was very Great, very easy her and her team , communicate very well and was quick to close...
    Reply from Christy Balsbaugh
    September 17th, 2024 01:22 AM
    I'm thrilled to hear that you had a positive experience with me and my team at Synergy One Lending, Inc. We always strive for clear communication and efficient closings, so it's wonderful to hear that we hit the mark. Thank you for the high...
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    Darren S
    Newark, CA
    Posted on September 10th, 2024 08:10 PM
    This is my first time working with Christy. I was the listing agent in this transaction. Christy was great. She was on top of everything. Christy ensured the process went through smoothly. She communicated to all parties what part of the process...
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    Reply from Christy Balsbaugh
    September 17th, 2024 01:22 AM
    Hi Darren, thank you so much for your kind words and for the 5-star review! I'm thrilled to hear that you were satisfied with our transaction. I strive to make sure everything goes as smoothly as possible and I'm glad to know that you appreciated...
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    Timothy Y
    Rancho Cordova, CA
    Posted on August 30th, 2024 04:34 PM
    Christy was extremely professional, kind, quick to respond, and very helpful in walking me through the process of buying a home for the first time. Christy genuinely wants to make sure you get the most of your experience in buying a home, she’s...
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    Reply from Christy Balsbaugh
    August 30th, 2024 06:37 PM
    Hi Timothy, I really appreciate your generous feedback. It's always rewarding to help first-time homebuyers understand the process and make it as smooth as possible. I'm glad to hear you felt supported and satisfied with your experience. I...
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    K
    Kim P
    Modesto, CA
    Posted on August 27th, 2024 04:53 PM
    Everything. Communication, to smoothness. It was fast great and awesome.
    Reply from Christy Balsbaugh
    August 27th, 2024 06:03 PM
    I'm thrilled to hear about your positive experience, Kim! It was a pleasure to ensure the process was smooth, fast, and awesome for you - that's what we strive for at Synergy One Lending, Inc. Your feedback is much appreciated and I'm here...
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  • Encompass
    S
    Seanlee P
    Modesto, CA
    Posted on August 24th, 2024 03:24 PM
    It was a smooth transaction and easy. Quick responses by Christy made asking questions easy
    Reply from Christy Balsbaugh
    August 26th, 2024 06:51 PM
    I'm so pleased to hear that you found the process smooth and easy, Seanlee! Here at Synergy One Lending, Inc., we strive to keep communication open and efficient. It was a pleasure assisting you with your transaction. Thank you for the 5-star...
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  • Encompass
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    Carlos E L
    Valley Springs, CA
    Posted on August 20th, 2024 06:47 PM
    Always keeping me update and providing answers to any and all my questions
    Reply from Christy Balsbaugh
    August 20th, 2024 07:16 PM
    Thank you for the glowing review, Carlos! I'm thrilled to hear that you've had a positive experience with me at Synergy One Lending, Inc. Providing timely updates and answering your questions is something I strive for and I'm glad to have met...
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  • Encompass
    D
    Daniel M
    San Jose, CA
    Posted on August 20th, 2024 04:08 PM
    Christy is very professional and accommodating. She is also well versed in her understanding of the CalHFA programs and helped us purchase our first home.
    Reply from Christy Balsbaugh
    August 20th, 2024 05:49 PM
    I'm thrilled to hear that you had such a positive experience, Daniel! It was truly a pleasure helping you navigate through the CalHFA programs and assisting you in purchasing your first home. Ensuring you felt supported and informed was my...
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    K
    Kelly K
    Valley Springs, CA
    Posted on August 18th, 2024 08:26 PM
    good communication and easy transaction.
    Reply from Christy Balsbaugh
    August 20th, 2024 05:53 PM
    I'm thrilled to hear that you found our transaction easy and our communication effective, Kelly. It's always my goal to keep the process as seamless and straightforward as possible. Thank you for the 5-star review and for choosing to work with...
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  • Encompass
    A
    Alvin L
    Valley Springs, CA
    Posted on August 17th, 2024 04:12 PM
    Christy is amazing ! She is so attentive and informative throughout the entire process and will show you the lengths she is willing to go for each and every one of her clients. I couldn’t be happier to work with her. If you are in need of any...
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    Reply from Christy Balsbaugh
    August 20th, 2024 05:52 PM
    Alvin, I'm thrilled to hear about your positive experience with me. It's always my goal to offer attentive and informative service to all of my clients. Knowing that you're not just satisfied but happy with the assistance I provided truly makes...
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    About
    I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make it my mission to walk you through every step with care and diligence. Clear communication and a strong work ethic are the foundation of how I serve. My goal is not just to close a loan, it’s to build lasting relationships, creating clients for life who feel confident referring their friends and family to me. I take my career very seriously, pouring my heart and energy into each client. My business has been built on the joy and trust of happy homeowners, and that will always remain my driving force.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Positions
    • Synergy One Lending, Inc., NMLS ID 1025894 - Senior Loan Officer NMLS #283803
      Aug 1st, 2018 - Current
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 283803
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235