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Christy Nemec - Senior Loan Officer | NMLS #283803 in Modesto, CA

Christy Nemec

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Senior Loan Officer | NMLS #283803

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I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make... Show More
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Location & Business Hours
Business Hours
Sun
closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
  • Encompass
    K
    Karthik V
    Modesto, CA
    Posted on February 10th, 2023 03:32 PM
    Christy was excellent with her communication, dedication and commitment. She was amazing to work with, and I would strongly recommend her to all my friends and colleagues. She simply was the best lenders that I have ever worked with.
  • Zillow
    F
    Felicia S
    Oakland, CA
    Posted on February 8th, 2023 12:00 AM
    Christy was a pleasure to work with! I'm a first time homebuyer and she was recommended by my realtor. Christy was very communicative and walked me through my options and answered all my questions. She was always available to get on the phone...
    read more
  • Encompass
    A
    Abdul N
    Oakland, CA
    Posted on February 7th, 2023 04:03 PM
    The transaction was without hickups and was very fast.
  • Encompass
    F
    Felicia L S
    Oakland, CA
    Posted on February 7th, 2023 01:44 PM
    Christy was very communicative throughout the whole process and was wonderful about answering all my questions and walking me through everything. As a first time homebuyer, Christy made the whole process very stress-free and straight-forward....
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  • Encompass
    A
    Andrea E
    Salida, CA
    Posted on January 30th, 2023 01:48 AM
    Really good!
  • Encompass
    L
    Leonardo E
    Salida, CA
    Posted on January 6th, 2023 08:45 AM
    Working with Christy was great. Her availability to be their for me or my client when needed made the process that much smoother. Definitely recommend.
  • Encompass
    C
    Calvin H I
    Union City, CA
    Posted on January 4th, 2023 10:57 PM
    Christy was extremely helpful and quick to respond to any questions or concerns that I had.
  • Encompass
    C
    Carol R
    Union City, CA
    Posted on January 4th, 2023 04:57 PM
    She is vey professional. Respond quickly and brief.
  • Encompass
    M
    Mirian D
    Union City, CA
    Posted on January 4th, 2023 04:13 PM
    She keep me informed, and the we had a smooth transaction.
  • Encompass
    T
    Trinh M
    San Jose, CA
    Posted on December 31st, 2022 08:32 PM
    I don’t know if anybody can be better than Christy Balsbaugh. She’s on top of it and quick to reply with the friendliest communication every step. She’s very knowledgeable. We cannot stop talking about how thankful we are to have her in this...
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    About
    I’ve had the privilege of serving homebuyers and Realtors for over 25 years, and I truly value every client I work with. I understand that qualifying for a loan and navigating the home-buying process can feel overwhelming. That’s why I make it my mission to walk you through every step with care and diligence. Clear communication and a strong work ethic are the foundation of how I serve. My goal is not just to close a loan, it’s to build lasting relationships, creating clients for life who feel confident referring their friends and family to me. I take my career very seriously, pouring my heart and energy into each client. My business has been built on the joy and trust of happy homeowners, and that will always remain my driving force.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    Digital HELOC*
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    Positions
    • Synergy One Lending, Inc., NMLS ID 1025894 - Senior Loan Officer NMLS #283803
      Aug 1st, 2018 - Current
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 283803
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235