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Chris Smith

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Senior Loan Officer

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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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5 Star
94%
4 Star
0%
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1 Star
6%
Reviews from Web
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    Jake W
    Posted on August 2nd, 2023 11:54 PM
    Had the pleasure of working two deals with Chris. He gets the job done! Great communication and problem solver.
    Reply from Owner
    August 3rd, 2023 04:55 PM
    Thanks Jake, it was great to work with you.
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    Amanda A
    Posted on May 11th, 2022 08:37 PM
    Chris Smith has received a review with 1 star rating from Amanda A
    Reply from Chris Smith
    May 11th, 2022 09:19 PM
    Hi Amanda, I saw you just let a review. I don't believe I have every spoken to you. Please call me at ************ so I can assist you. Thank you, Chris
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    Beth A
    Posted on April 15th, 2021 09:08 PM
    Chris was amazing! He made the process extremely smooth and zero stress. If you are looking for a solid lender that will be in your corner every step of the way Chris is your guy!!!!
    Reply from Owner
    April 15th, 2021 10:04 PM
    Thank you for the kind words. It was fun to help you get your "forever" home.
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    Deepika G
    Posted on April 15th, 2021 03:46 AM
    We had a great experience working with Chris Smith. He has years of experience and is very knowledgeable and resourceful. He communicated effectively at all steps and made the process easy and smooth. The closing was on time and as planned....
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    Reply from Owner
    April 15th, 2021 03:53 AM
    Thank you Deepika, you and Ashish were great to work with.
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    Sheryl V
    Posted on April 15th, 2021 03:29 AM
    Chris was a pleasure to work with. He was knowledgeable, very responsive to calls and genuinely nice. He helped facilitate our HELOC loan on our property in California in less than 30 days! And this was during the very crazy real estate boom!...
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    Reply from Owner
    April 15th, 2021 03:45 AM
    Thank you Sheryl, it was a pleasure to work with you.
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    Steve B
    Posted on April 15th, 2021 03:17 AM
    Working with Chris Smith was smooth and easy. We got our original loan through him, and just re-fi'd last Fall with him. I would recommend him and use him for my mortgage needs in the future.
    Reply from Owner
    April 15th, 2021 03:54 AM
    Thank you Steve, Hope all is going well.
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    Daniel L
    Posted on April 15th, 2021 03:08 AM
    Had an incredible experience with Chris, he worked tirelessly and quickly to help me get my first home. Would absolutely get another loan through him. Very kind, quick to respond, and very helpful.
    Reply from Owner
    April 15th, 2021 03:46 AM
    Thanks Daniel, hope you are enjoying your new home.
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    Terrible E
    Posted on January 5th, 2021 10:18 PM
    Chris Smith has received a review with 1 star rating from Terrible E
    Reply from Owner
    January 6th, 2021 04:01 PM
    Hello, our branch would love to speak to you about this review, please reach out to Chris or Tanya ( ************), we will make it right but we don’t have a transaction attached to your review and nothing to indicate your identity.
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    Amber O
    Posted on December 29th, 2020 06:31 PM
    Chris Smith has received a review with 5 star rating from Amber O
    Reply from Owner
    December 29th, 2020 06:48 PM
    Thank you for trusting us with your refinance, Amber. It was a pleasure working with you.
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    Joe J
    Posted on December 10th, 2020 09:27 PM
    Gave me 4 wrong information on 4 separate occasions. Stopped communicating with me after I pulled credit and was pre approved. All I did was ask if I had to wait for a 60 day close. If you look into the reviews, they're all pretty questionable....
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    Reply from Owner
    April 15th, 2021 04:27 AM
    Northpointe Bank has never done any business with anyone by the name of this reviewer. Reported as fraudulent and abusive review. Please contact us at ************, we would like to speak with you.
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    About
    At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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