C
Chris Smith
Senior Loan Officer
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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As a first time home buyer, we really appreciated that Chris took the time to explain everything to us through the whole process. He made us feel comfortable to ask questions and provided us with the information we needed to make informed decisions....
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Reply from Chris Smith
May 29th, 2026 09:40 PM
Thank you Emily, it was a pleasure to work with you.
Chris Smith has received a review with 5 star rating from Kameron K
Reply from Owner
February 1st, 2025 05:19 PM
Thank you, Kameron. It was great to be involved in helping you get into your first home.
Chris was fantastic to work with. He pulled many late nights when we needed him to draft up last minute documents and details. He was always proactive in the process and kept us on track. Very organized and knowledgeable. We can't wait to work...
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Reply from Chris Smith
May 29th, 2026 09:40 PM
Hi Trevor, I'm thrilled to hear that you had a positive experience working with me. Your feedback means a lot. It was absolutely my pleasure assisting you with your purchase, and I'm glad that I was able to provide the level of service you...
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Chris is wonderful to work with. His attention to detail and ability to quickly get us answers/documents (even at night!) was exceptional. We'd love to work with Chris the next time we go through the buying/selling process of our next home....
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Reply from Owner
November 14th, 2024 06:25 PM
Hi Trevor,
Thanks for having me on your home buying team. You and your dad were great to work with.
Contact me if you have any questions.
Chris
Chris
Chris did a great job of explaining each step to us and helping us to understand. We felt like he really went the extra mile for us.
Reply from Chris Smith
May 29th, 2026 09:40 PM
I'm thrilled to hear your positive feedback, Dale! Making sure that you both fully understand each step of the process is crucial to me. I'm glad that my efforts have made your purchase experience with Northpointe Bank a smooth one. If you...
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We worked with Chris Smith from Northpointe Bank for a 2nd time! Just as the first time was our second time was great experience as well! Our situation is unique and at times complicated but Chris made it work and it has been an absolute pleasure...
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Reply from Owner
February 29th, 2024 07:55 PM
Thank you, Heather. I appreciate all of your help in getting your loan done.
I had the pleasure of closing a deal with Chris and highly recommend him. He showed expertise, experience, and a genuine care for our clients as they purchased their home. He picked up the phone every time I called and never hesitated to go...
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Reply from Owner
February 29th, 2024 07:56 PM
Thank you, James. It's always a pleasure to work with you.
Chris saved the day with our loan. He came in and turned a really bad situation into a positive with the information he had. He and his team worked at record speed to get things done. We are forever grateful for all his help to get this house....
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Reply from Owner
February 29th, 2024 07:58 PM
Thank you, Desiree. My team was very happy to see you and your family get into your new home.
Great working with you Chris. Thank you.
Reply from Owner
August 16th, 2023 01:24 AM
Hi Murray, you and Bridget were great to work with.
Chris Smith has received a review with 5 star rating from Dominic D
Reply from Owner
August 3rd, 2023 04:54 PM
Thanks Dominic, It was my pleasure to help you with the financing for your first home.
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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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