C
Chris Smith
Senior Loan Officer
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Chris was knowledgeable and communicated every step of the way. He allowed me to have moments where I was apprehensive or felt embarrassed by my lack of knowledge yet was encouragin.
Reply from Chris Smith
May 29th, 2026 09:40 PM
Cecilia, thank you for sharing your experience. I'm grateful you felt comfortable throughout the process, even during moments of apprehension. Encouraging and supporting you, while providing clear communication, is always my goal. If you have...
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Chris Smith has received a review with 5 star rating from Dan G
Reply from Owner
March 25th, 2026 08:12 PM
Hi Dan, thank you for letting me be part of the team on your new home purchase. I hope you and Cece enjoy your home for years to come. Call me if anything comes up.
Chris
The overall loan process was very easy and painless. No issues with timing and very professional. Overall great experience!
Reply from Chris Smith
May 29th, 2026 09:40 PM
It's great to hear that the loan process was smooth and straightforward for you, Daniel. I'm pleased everything went without a hitch and that you and Cece found the experience professional. Thank you for taking the time to share your feedback....
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Chris made me feel confident and informed as a first time home buyer . I will be recommending him to all my friends and family. He also showed up at the final signing, which I have never seen or heard of . Great Great experience
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Reply from Chris Smith
May 29th, 2026 09:40 PM
Robert, it's wonderful to hear that you felt confident and informed during your first home purchase. Knowing I made a positive impact is truly rewarding. Thank you for your kind words and for considering recommending me to friends and family....
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I will and forever stay with chris smith
Reply from Chris Smith
May 29th, 2026 09:40 PM
Your loyalty means a great deal to me, Marshall. I’m grateful to have the opportunity to assist you and look forward to continuing our work together in the future. If there’s ever anything you need, please don’t hesitate to reach out.
Chris kept me informed and up to date He was great to work with
Reply from Chris Smith
May 29th, 2026 09:40 PM
I'm pleased to hear that I could keep you informed and updated throughout the process, Nancy. It's important to me that working together felt positive for you. If you ever need anything else, feel free to reach out.
Chris is a professional and a very enjoyable guy to interact with. The whole loan process from start to finish went quite smoothly because of him. And he and his team put in a big effort to get our closing done on time right after the holidays....
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Reply from Chris Smith
January 5th, 2026 05:32 AM
David, I'm pleased to hear that the loan process was smooth and that I could make the experience enjoyable for you. Coordinating a timely closing after the holidays was important, and I'm glad we achieved that. Your recommendation means a lot...
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Chris is a professional and a great guy to interact with. I thoroughly enjoyed working with him.
Reply from Chris Smith
May 29th, 2026 09:40 PM
HI David,
Thank you for letting my team work with you on your home purchase.
Chris
We call Chris the miracle worker for a reason. We have done several transactions with him, but our most recent which closed yesterday was full of challenges that he navigated with wonderful communication and patience. Anyone is in good hands...
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Reply from Owner
December 14th, 2025 08:19 PM
Sarah, it's incredibly rewarding to hear that you consider me the "miracle worker." Navigating challenges with effective communication and patience is something I strive to uphold in all transactions. I'm glad I could support you through the...
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I first started talking with Chris 3 years ago when I was working at AT&T, he kept in touch with me since then and stayed patient the entire time. Chris is extremely knowledgeable and was clear that he is motivated to earn my business, which...
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Reply from Owner
December 7th, 2025 08:23 AM
I was happy to help you and Myah with your first home purchase. You both were great to work with, and I will stay in touch. I expect to see great things from you both in the future.
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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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