Top 5%
Chris Ruiz - Supreme Lending
Mortgage Loan Officer
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, s... Show More
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Reviews from Web
I am the listing agent on a recent transaction that closed. Chris was the loan officer for the buyers that submitted an offer on my Seller's house. Their offer included a loan with FHA financing. Chris had excellent communication throughout,...
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Reply from Chris Ruiz - Supreme Lending
July 25th, 2025 05:24 PM
Thank you, Tracy, for taking the time to share your experience. It's fantastic to hear such positive feedback from someone with a lending background and deep industry connections like yours. I’m glad the communication and timely updates met...
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My name is Sandro Ortega and this is mu review:⭐⭐⭐⭐⭐ Highly Recommend Chris RuizWorking with Chris Ruiz as my loan officer was a smooth and professional experience from start to finish. He was always clear, honest, and incredibly responsive,...
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Reply from Owner
July 24th, 2025 10:22 PM
Thank you, Sandro, for taking the time to share your experience. I'm pleased to hear that you found the process smooth and professional. Being clear, honest, and responsive is important to me, and I'm glad it made a difference for you. It's...
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I’m happy with his professionalism — that’s what really made the experience great.
Reply from Chris Ruiz - Supreme Lending
July 16th, 2025 04:57 PM
I'm grateful, Sandro, for your feedback. Hearing that my professionalism stood out to you means a lot. I always aim to provide the best possible experience, and it's rewarding to know that it made a positive impact on your journey. If there's...
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Chris and his team prioritize customer service, which is evident in all their communications with clients. They take the time to thoroughly address your needs and concerns. Whenever I reached out to Chris with questions or worries, he made...
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Reply from Owner
July 11th, 2025 05:04 PM
I'm grateful for your kind words and your recommendation. I'm pleased to know that I could address your needs and concerns effectively, making you feel comfortable throughout the process. Prioritizing customer service is essential, and I'm...
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Communicated promptly, felt heard, answered all my questions
Reply from Chris Ruiz - Supreme Lending
July 11th, 2025 05:05 PM
I'm glad to hear that you felt heard and that I was able to answer all of your questions promptly. Clear communication is a key part of ensuring a smooth process, and I'm pleased that I could assist you effectively. Thank you for choosing me...
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Chris was great, I was not happy with the fees.
Reply from Chris Ruiz - Supreme Lending
July 14th, 2025 08:28 PM
Thank you, Monique, for your feedback. I'm glad to hear that you found my services helpful. I understand that fees can be a significant concern, and I appreciate your honesty in bringing this up. If there’s anything specific you’d like to discuss...
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Chris followed through with the buyer who had switched lenders, the transaction went smoothly and closed on time.
Reply from Chris Ruiz - Supreme Lending
July 11th, 2025 05:05 PM
I'm pleased to hear that the transaction went smoothly and closed on time, even with the lender switch. Following through in such situations is vital, and I'm glad I could help facilitate a seamless process. Thank you for sharing your experience...
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Chris was communicative, responsive, and got our deal done on time
Reply from Chris Ruiz - Supreme Lending
July 11th, 2025 05:07 PM
I'm glad to hear that I was able to be communicative and responsive, and that we got your deal completed on time. Ensuring a smooth and timely process is always my goal. Thank you for your kind feedback and for trusting me with your lending...
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Chris was great. He was very patient with me & took the time to make sure I understood each step. He communicated every detail when it slightly changed. He made sure that the deal was done. I really appreciate that he communicated so well....
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Reply from Chris Ruiz - Supreme Lending
July 11th, 2025 05:12 PM
I'm truly grateful for your kind feedback, Shakeya. It's wonderful to know that you felt well-informed and supported throughout the process. Taking the time to ensure clarity at every step is important to me. I’m also glad that the assistance...
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Chris made our home buying process smooth and easy and any questions we had he was happy to answer. We started the process nervous and very insecure due to the type of commitment that comes with buying a home and being first timers. When we...
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Reply from Chris Ruiz - Supreme Lending
July 11th, 2025 05:39 PM
I'm really glad to hear that I could help make your first home buying experience a smoother and more confident journey, Juan. It's completely normal to feel a bit unsure at the beginning, and I'm pleased that breaking down each step was helpful...
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About
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k
Chris is a Preferred Loan officer with CALHFA
Bilingual and support staff is as well
@Eastbaymortgageman
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
203k, Bridge loans, Cross Collateral and Home Equity line of credit.
Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Positions
- Supreme Lending - Loan OfficerJan 1st, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544562
Achievements
- Top 1% Loan Originator 2022
- Top 1% Loan Originator 2021
- Top 1% Loan Originator 2020
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Hobbies
- Fishing, Jogging, Family time
Disclaimer
Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.