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Chris Ruiz - Supreme Lending - LOAN OFFICER - NMLS ID: 1947521 in Walnut Creek, CA
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Chris Ruiz - Supreme Lending

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LOAN OFFICER - NMLS ID: 1947521

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Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023 Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market His specialties are quick closes, s... Show More
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  • Encompass
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    Daniel R
    Hercules, CA
    Posted on September 15th, 2026 03:32 PM
    Working with Chris is always grea
    Reply from Chris Ruiz - Supreme Lending
    September 15th, 2026 05:18 PM
    Always a pleasure supporting your clients, Daniel!
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    Jesse R
    Oakley, CA
    Posted on September 15th, 2026 02:47 PM
    Availability via phone. Keeping us updated with house purchase process.
    Reply from Chris Ruiz - Supreme Lending
    September 15th, 2026 05:19 PM
    Thank you for trusting us with this major milestone in your families life! Congratulations, Jesse and Monica!
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    Sheree B
    Oakhurst, CA
    Posted on September 15th, 2026 02:11 PM
    Agent said lender would not let him remove the loan contingencies until the last few days.
    Reply from Chris Ruiz - Supreme Lending
    September 15th, 2026 05:17 PM
    Hi Sheree,Thank you for sharing your feedback. I always welcome the opportunity to refine our process and ensure smooth transactions for everyone involved.While we aimed for an on-time closing, extending the loan contingency was necessary to...
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    Vanessa C
    Posted on September 8th, 2026 11:57 PM
    Chris provided excellent communication throughout the entire transaction. He was always available, knowledgeable, and quick to respond to any questions. He consistently stayed on top of everything and followed through on what he said he would...
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    Reply from Owner
    September 15th, 2026 05:20 PM
    Vanessa, thank you so much for the thoughtful review! I really appreciate your partnership in getting this home for our mutual buyer! Looking forward to whats next for our future buyers.
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    Vanessa C
    Tracy, CA
    Posted on September 8th, 2026 11:49 PM
    Chris has excellent communication skills and is always available when needed. He does what he says he will do, and that is very important to me. He is very knowledgeable and always stays on top of the transaction. Whenever I had a question,...
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    Reply from Chris Ruiz - Supreme Lending
    September 15th, 2026 05:40 PM
    Thank you so much for your kind words and thoughtful review!! It was truly a pleasure working with you, and I'm grateful for the trust you placed in me during the whole process! Wishing you and your family nothing but the best!
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    Carlos G
    Posted on August 28th, 2026 04:11 PM
    The best company in the Bay Area to help you
    Reply from Owner
    September 15th, 2026 05:22 PM
    Thank you, Carlos, for your kind words. I'm grateful to hear that you consider Supreme Lending the best company in the Bay Area to assist you.
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    Carlos G
    Richmond, CA
    Posted on August 28th, 2026 04:11 PM
    Every thing he did for me from de beganing to the end of this process was the best ever
    Reply from Chris Ruiz - Supreme Lending
    September 15th, 2026 05:42 PM
    Thank you so much for your kind words and thoughtful review my friend! I'm so very glad I could help make the process as smooth as possible!
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    Mary P
    Posted on August 27th, 2026 11:07 PM
    Chris Ruiz - Supreme Lending has received a review with 5 star rating from Mary P
  • Encompass
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    Mauro G
    Vallejo, CA
    Posted on August 27th, 2026 11:06 PM
    Chris was always there to help in any situation that was difficult for us!! we always felt very comfortable with him! Very helpful in all the buying proces! Muchas gracias Chris!
    Reply from Chris Ruiz - Supreme Lending
    September 15th, 2026 05:23 PM
    Mauro, thank you for never giving up! Every year for the past 5 years you and your wife were determined to purchase your first home and now you have!! Congratulations my friend! The best is yet come.
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    Analia M
    Concord, CA
    Posted on August 24th, 2026 03:26 PM
    Lots of patience and great explanation of everything we needed to know
    Reply from Chris Ruiz - Supreme Lending
    September 15th, 2026 05:29 PM
    I'm pleased that my patience and explanations were helpful to you, Analia. At Supreme Lending, I strive to ensure that you have a clear understanding of the process.
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    About
    Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023 Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k Chris is a Preferred Loan officer with CALHFA Bilingual and support staff is as well @Eastbaymortgageman
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    203k, Bridge loans, Cross Collateral and Home Equity line of credit.
    Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
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    Positions
    • Supreme Lending - Loan Officer
      Jan 1st, 2023 - Current
    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544562
    Achievements
    • Top 1% Loan Originator 2022
    • Top 1% Loan Originator 2021
    • Top 1% Loan Originator 2020
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    Hobbies
    • Fishing, Jogging, Family time
    Disclaimer
    Equal Housing Opportunity

    Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.